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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181142)

Great company ideal for large purchases.

Great company ideal for large purchases. Handy to have the option for those unexpected purchases Reviewed on: 6th July 2026

PayPal is one of the best.

One of the best. Never disappointed me Reviewed on: 6th July 2026

User friendly PayPal

The system is clear to use in the access of records securely, payment of goods, detail of transfered in a one stop process. Various methods available to make credit to accounts and reminders of up coming due along with a statement of account to enable you to make the most of it Reviewed on: 6th July 2026

Accessibility, security and privacy is key

I have been able to borrow and pay in instalments, very accessible when required Reviewed on: 6th July 2026

Good service.

Good service. Very easy to use. Payment plan is good and also good rates Reviewed on: 6th July 2026

Really easy to use and easy to access.

Really easy to use and easy to access. As it is so user friendly, it’s hard not to use it Reviewed on: 6th July 2026

The app is effortless, you know exactly where your...

The app is effortless, you know exactly where your going. Allows you to plan your spending, transferring money. Gives more than adequate time to pay your account. Reviewed on: 6th July 2026

I can rely on PayPal.

Paypal is easy to use and secure. I am confident that any problems will be quickly sorted. Reviewed on: 6th July 2026

Excellent availability at a variety of stores and gr...

Excellent availability at a variety of stores and great service offered by PayPal which is easy to use Reviewed on: 6th July 2026

Excellent Service.

Been with PayPal for a number of years now. My details are held in one place so I feel that it is secure. No giving details out to all and sundrie. Excellent service. Reviewed on: 6th July 2026

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