Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

View other PayPal products

4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181142)

Great service Easy to use.

Great service Easy to use. Very easy to make purchases. Would definitely recommend Reviewed on: 6th July 2026

Excellent experience with PayPal

Excellent experience with PayPal, easy to use and sending money overseas. Excellent customer service so far Reviewed on: 6th July 2026

They are so easy to use.

They are so easy to use. Great customer service always on and with hints and tips on how to control your money and repayments Reviewed on: 6th July 2026

Absolutely lovely, I like PayPal.

Absolutely lovely, I like PayPal. Thanks them for a good service Reviewed on: 6th July 2026

Easy to use

Easy to select which product you require Reviewed on: 6th July 2026

Paypal number 1

I use paypal for almost everything..l have no issues..never had any conflict or errors on my account. For me it is the safest method ever Reviewed on: 6th July 2026

Great customer service

Very understanding customer service whenever required, talking to real people very easily. Reviewed on: 6th July 2026

Security and Scam protection.

I use PayPal wherever possible, I like the security it offers and having experienced an online scam a few years ago PayPal offered 100% support and ensured at least through their system there was no financial loss. Reviewed on: 6th July 2026

PayPal is so easy to use

PayPal is so easy to use and the pay in 3 and 4 months interest free interest free facilities are excellent value.When I have contacted customer service responses have been very helpful and very well explained Reviewed on: 6th July 2026

Safe spending with PayPal .

Safe secure way of paying for purchases. 100% guaranteed if problems arise and every problem handled with expert service. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.72 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101299 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub