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PayPal: PayPal Credit reviews

4.73
Based on 181,141 reviews, last reviewed 4th Sep 2026
15% decrease in 5 star reviews
in the past 90 days
6% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026
Emma 's avatar
Emma

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181142)

Easy and fast to make a purchase and great customer...

5
Easy and fast to make a purchase and great customer service when i contacted them with a query Reviewed on: 6th July 2026

Very good service, quick and easy

5
Very good service, quick and easy Reviewed on: 6th July 2026

Great service Always been smooth and easy to follow...

5
Great service Always been smooth and easy to follow thank you for helping me Reviewed on: 6th July 2026

No hassles

5
No hassles smooth transactions been using it for years Reviewed on: 6th July 2026

Paypal credit .is a nice touch

4
Paypal credit is a nice touch , shame it's only 4months and have to spend £100 , imagine if it starts at £25 and lasts 6 months Reviewed on: 6th July 2026

PayPal offers a good range of products and services

5
PayPal offers a good range of products and services Reviewed on: 6th July 2026

PayPal is easy to use, quick access to anything requ...

5
PayPal is easy to use, quick access to anything required and 100% safe to use . Reviewed on: 6th July 2026

Wonderful way to buy

5
Great way to spend with no interest charged till the specific date Reviewed on: 6th July 2026

Palpay credit has vastly improved with the implement...

4
Palpay credit has vastly improved with the implementation of a digital card Reviewed on: 6th July 2026

I have had great experience with PayPal.

5
I have had great experience with PayPal. If ever needed a refund taken no time at all. Reviewed on: 6th July 2026

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