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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181142)

PayPal are the best in my eyes.

I always telephone to make my payment I cannot believe how lovely the staff are..they really care..ask if you can afford the payment & are you up to date with your bills I really like that they really put themselves out to help you..I think PayPal are the best I have used them for years I don’t think I would find better. Reviewed on: 6th July 2026

PayPal credit is great and so easy to use

I use PayPal credit all the time now as find it the best credit option Reviewed on: 6th July 2026

I have used Paypal credit several times and I have n...

I have used Paypal credit several times and I have never been disappointed Reviewed on: 6th July 2026

A swift job

My queries are dealt with swiftly Reviewed on: 6th July 2026

PayPal credit is very easy to use and easy repayment...

PayPal credit is very easy to use and easy repayment mthod Reviewed on: 6th July 2026

Excellent customer service and offers value for mone...

Excellent customer service and offers value for money by protecting consumer rights in purchases. Reviewed on: 6th July 2026

Good for buying things over 3 payments when you have...

Good for buying things over 3 payments when you haven’t got the full amount of cash available Reviewed on: 6th July 2026

I use PayPal for almost everything online.

I use PayPal for almost everything online. PayPal credit is so handy with big purchases and time to pay it off and also at expensive times like Christmas and Birthdays. I pay a set amount by direct debit every month so you can’t be late or forget a payment which is so helpful when life is so busy. As a busy Mum it’s also nice to be able to use it treat yourself once in a while! Reviewed on: 6th July 2026

Paypal great

Paypal are excellent I have never had any issues Reviewed on: 6th July 2026

Excellent payment option

I use PayPal regularly as they offer excellent payment options. I also feel it is more secure and have had to get support from PayPal for a few purchases that I have had problems with. PayPal have always dealt with it well and managed to get my money back. Reviewed on: 6th July 2026

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