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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,231 reviews, last reviewed 8th May 2026
2371850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decade of Reliable and Seamless Payments I have been using PayPal⁠ for almost eight years, and my experience has consistently been excellent. I would genuinely rate the service 10 out of 10. ... Read more Reviewed on: 8th May 2026
Santosh K's avatar
Santosh K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102231)

Just a good all-round service.

5
Just a good all-round service. Works in all areas and is accepted everywhere. Reviewed on: 16th April 2026
Kris S's avatar
Kris S

Trustworthy, reliable and easy to use.

5
Trustworthy, reliable and easy to use. Reviewed on: 16th April 2026
Rebecca B's avatar
Rebecca B

Easy to use, good rewards, plenty of credit options

5
Easy to use, good rewards, plenty of credit options Reviewed on: 16th April 2026
Ju's avatar
Ju

I have used PayPal for more than 20 years.

5
I have used PayPal for more than 20 years. I frequently use eBay to make purchases. Over the years I've gone from a standard way of paying to now having the option to pay in 3, pay in 4 at 0% and now I have a PayPal debit card, which allows me to earn points/cashback. Recently I decided to also link my account to receive a PayPal credit card for bigger purchases. I like the PayPal debit card that much every time I get paid all my money goes straight onto this card and I purchase 100% of everything this way from now on knowing I'll get something back. I couldn't ask for a better service, better than my bank and credit card companies combined! Reviewed on: 16th April 2026
Darrell C's avatar
Darrell C

Easin Pay Pal

5
Paypal provides an image of my money. I have a total control in one place for my paypal debit and credit. Paypal credit of paying within four months is the greatest financial machimsm for me nowadays. East to control money. Reviewed on: 16th April 2026
Easin's avatar
Easin

Good service ,no problems and smooth experience

5
Good service ,no problems and smooth experience Reviewed on: 16th April 2026
Sadek M's avatar
Sadek M

Great way to buy those special things and spread the...

5
Great way to buy those special things and spread the cost Reviewed on: 16th April 2026
Danny O's avatar
Danny O

Great value and friendly user interface

5
Great value and friendly user interface Reviewed on: 16th April 2026
Hans M's avatar
Hans M

Very positive experience, never had any issues.

5
Very positive experience, never had any issues. Quick and relatively service. Reviewed on: 16th April 2026
Simona's avatar
Simona

Very nice company .

5
Very nice company . Payments are compatible Reviewed on: 16th April 2026
Anonymous's avatar
Anonymous

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