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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181142 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181142)

I recommend it))))))

I have been using it for many years and everything is always clear and transparent, I recommend it Reviewed on: 6th July 2026

Don’t really use it!

Don’t really use it, it feels very hard to raise credit limit. Other companies do this automatically. There is no reason for me to use PayPal credit . Reviewed on: 6th July 2026

Easy to use and plenty of options how to pay for goods.

Easy to use and plenty of options how to pay for goods. Free money when you need it, interest free! Reviewed on: 6th July 2026

PayPal credit has been really useful for me.

PayPal credit has been really useful for me. In particular the 3 month zero interest on some purchases makes it much more manageable for larger purchases. I also appreciate how easy it is to accept or reject limit increases. Reviewed on: 6th July 2026

Quick and easy to setup and available on a wide rang...

Quick and easy to setup and available on a wide range of products. Reviewed on: 6th July 2026

I use PayPal as often as I can

I use PayPal as often as I can because their security has kept me safe online for years and their new rewards program offers excellent value when using the PayPal card in store. I've never been let down - can't recommend enough. Reviewed on: 6th July 2026

Great service, fantastic product.

Great service, fantastic product. Brilliant delivery. Reviewed on: 6th July 2026

Good option when you need extra cash

When I needed extra money to buy goods for myself, PayPal Credit was exactly what I needed. Reviewed on: 6th July 2026

Never had any issues, if I did you sorted it very qu...

Never had any issues, if I did you sorted it very quickly and professionally Reviewed on: 6th July 2026

Quick and easy set up

Very quick and easy to set up, with the ability to set up direct debits so as not to forget about paying off Reviewed on: 6th July 2026

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