Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,256 reviews, last reviewed 8th May 2026
2373000% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

With PayPal I feel safe making purchases online. With PayPal I feel safe making purchases online. Their customer support is excellent and theirs services are easy to use Reviewed on: 8th May 2026
Charlie Baker's avatar
Charlie Baker

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102256)

Just good safe way to pay for things.

5
Just good safe way to pay for things. Also like where you can spread the cost of items over months. Pay min payment Reviewed on: 16th April 2026

Easy easy easy.

5
Easy easy easy. Just so easy to use and pay with Reviewed on: 16th April 2026

PayPal is the best and their customer service is top...

5
PayPal is the best and their customer service is top notch Reviewed on: 16th April 2026

flexible credit

4
Buy now and pay balance in full in four months, no interest charges works well for me when budgeting for large expenses Reviewed on: 16th April 2026

Overall experience is good with Paypal

4
Overall experience is good with Paypal Reviewed on: 16th April 2026

Very easy to use and secure couldn’t recommend it en...

5
Very easy to use and secure couldn’t recommend it enough Reviewed on: 16th April 2026

Very reliable and top quality

5
Very reliable and solid. No issues at all with the seamless service leaving me feel secure. Reviewed on: 16th April 2026

Good, clear rules set out for consumer, nice benefit...

5
Good, clear rules set out for consumer, nice benefits like paying off in certain amount of time means zero interest. Credit reviewed and upped automatically if applicable! Reviewed on: 16th April 2026

Excellent customer service

5
Always on point great service any issues or problems I ever had was quickly and efficiently resolved Reviewed on: 16th April 2026

Money back when you spend Brilliant

5
Money back when you spend Brilliant Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48268 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products