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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,304 reviews, last reviewed 8th May 2026
2375050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal make easy snd secure to make payments Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026
Infaz 's avatar
Infaz

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102304)

So far so good and greatly appreciated

5
So far so good and greatly appreciated Reviewed on: 16th April 2026
G-ya@hotmail.co.uk's avatar
[email protected]

Great Option

5
Easy to use app and great customer service also good at keeping you updated. Reviewed on: 16th April 2026
Matirog@aol.com's avatar
[email protected]

It’s very helpful to use credit card when you are ou...

5
It’s very helpful to use credit card when you are out of balance in budget but still need to buy house stuff. Reviewed on: 16th April 2026
nooma's avatar
nooma

Makes my life better by allowing me to afford things...

5
Makes my life better by allowing me to afford things monthly Reviewed on: 16th April 2026
Emma C's avatar
Emma C

Using PayPal credit helping me to pay some stuff tha...

5
Using PayPal credit helping me to pay some stuff that am urgently need while my money isn’t enough to pay the good or item. I used a lot 3 times payment when I booking for flight or holiday in advance it help me to safe my money in time before am even going. Reviewed on: 16th April 2026
Iros Rosida's avatar
Iros Rosida

All good .

5
All good . Reliable and fast service Reviewed on: 16th April 2026
Sergei 's avatar
Sergei

Good service

5
Easy to use, clear instructions, anytime repayment Reviewed on: 16th April 2026
Doti's avatar
Doti

Stress Free

5
A Convenient and Reliable Way to Manage Purchases PayPal Credit has been a fantastic addition to my everyday spending. I love how seamless it is — no extra cards to carry, no complicated setup, and everything integrates perfectly with my existing PayPal account. The flexibility it offers makes a real difference, especially with the option to spread out payments on larger purchases without any hassle. What stands out most is the transparency. The statements are clear, the terms are easy to understand, and I always feel in control of my spending. Checkout is quick, secure, and smooth, and having PayPal Credit available gives me extra confidence when buying online. Overall, PayPal Credit has made managing my finances simpler and more convenient. It’s a great tool for anyone who wants flexibility, security, and a stress free way to shop. Reviewed on: 16th April 2026
Mel H's avatar
Mel H

Reliable trustworthy and honest so is for live forever

5
Reliable trustworthy and honest so is for live forever Reviewed on: 16th April 2026
Rafhael silva 's avatar
Rafhael silva

Overall good.

4
Overall good. But put in a claim and it was rejected, as the company gave proof of delivery. However there was a 4kilo deficit, between delivery weight and order weight, that was overlooked and I lost out. Not happy with that Reviewed on: 16th April 2026
MaxHunter's avatar
MaxHunter

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