Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,332 reviews, last reviewed 9th May 2026
2376350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fanciest Credit Card for daily use Pretty easy for the application and the best part is Annual Interest rate lower than traditional banks' credit card. Reviewed on: 9th May 2026
Yan's avatar
Yan

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102332)

Love love love the support I was able to follow my d...

5
Love love love the support I was able to follow my dreams thanks Reviewed on: 16th April 2026

This is so good to use to support finances and movin...

5
This is so good to use to support finances and moving money around securley Reviewed on: 16th April 2026

Always helpful for paying in 3 and Paypal credit.

5
Always helpful for paying in 3 and Paypal credit. The points are also a good bonus Reviewed on: 16th April 2026

Its been very good.

5
Its been very good. Helpful when you are struggling. Very quick and easy Reviewed on: 16th April 2026

PayPal has allowed me to acquire things by delaying...

5
PayPal has allowed me to acquire things by delaying payment. Having PayPal credit is even more beneficial as I don’t have to worry about having cash to buy what I want. Reviewed on: 16th April 2026

Pool money is winner

5
Good easy to use and good features like pool money with friends for gifts etc Reviewed on: 16th April 2026

Fast and easy to use, greate service.

5
Fast and easy to use, greate service. Reviewed on: 16th April 2026

PayPal Review

5
The experience is fine. Nothing particular better than the competition. Reviewed on: 16th April 2026

PayPal rocks

5
I find PayPal very useful, especially being able to spread the cost of things I want to buy. Reviewed on: 16th April 2026

Very good feel relax and easy i always used paypal f...

4
Very good feel relax and easy i always used paypal for payment and all payments were smooth Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48305 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products