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PayPal: PayPal Credit reviews

4.73
Based on 181,141 reviews, last reviewed 4th Sep 2026
15% decrease in 5 star reviews
in the past 90 days
6% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026
Emma 's avatar
Emma

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181142)

Easy application, good app.

5
Easy application, good app. Downside is customer service staff need additional training. Reviewed on: 6th July 2026

PayPal credit is a good transparent service easy to...

5
PayPal credit is a good transparent service easy to use and the site is very clear to navigate around Reviewed on: 6th July 2026

PayPal has a good interface and is easy to use

4
PayPal has a good interface and is easy to use Reviewed on: 6th July 2026

Very convenient, great service, all the family has g...

5
Very convenient, great service, all the family has got Paypal credit Reviewed on: 6th July 2026

PayPal credit is easy to use.

5
PayPal credit is easy to use. I like that I can set up my bank as a direct debit Reviewed on: 6th July 2026

FlexiBle and easy to use and available at most reta...

5
FlexiBle and easy to use and available at most retailers Reviewed on: 6th July 2026

It was excellent quite happy with the service

5
It was excellent quite happy with the service Reviewed on: 6th July 2026

more flexibilty

5
Paypal credit has allowed me to purchase items that I can pay off over time and helps with larger items Reviewed on: 6th July 2026

Its easy.

5
Its easy. In your hand .When you need it. Reviewed on: 6th July 2026

No issues any I did have were dealt with effectively...

5
No issues any I did have were dealt with effectively Reviewed on: 6th July 2026

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