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PayPal: PayPal Credit reviews

4.73
Based on 181,141 reviews, last reviewed 4th Sep 2026
15% decrease in 5 star reviews
in the past 90 days
6% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026
Emma 's avatar
Emma

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181141)

PayPal credit has been great and very useful, especi...

5
PayPal credit has been great and very useful, especially the pay overtime and pay in three with interest free instalments Reviewed on: 6th July 2026

I feel secure using PayPal.

5
I feel secure using PayPal. I have had times when there have been issues and customer service have always sorted it for me Reviewed on: 6th July 2026

I have found PayPal an ease you use the app is very...

5
I have found PayPal an ease you use the app is very easy to navigate. Customer care has been excellent throughout Reviewed on: 6th July 2026

good human customer service

5
when i have had any issues with payments the customer service has been very friendly and good Reviewed on: 6th July 2026

Really simple to use, and very helpful when needed

5
Really simple to use, and very helpful when needed Reviewed on: 6th July 2026

Safe and secure and convenient payments

5
Safe and secure and convenient payments Reviewed on: 6th July 2026

PayPal Credit is easy to use.

5
PayPal Credit is easy to use & very user friendly. Reviewed on: 6th July 2026

Great service explained

5
Ive always had queries resolved & payments returned when I didn't receive goods etc. Responses have been prompt & punctual with great advice. Reviewed on: 6th July 2026

I enjoy using PayPal for paying for my goods, I did...

5
I enjoy using PayPal for paying for my goods, I did have some issues in the past . The interest rate could be a little bit lower. Some times when something goes wrong you have to fight with PayPal to get your money back. Reviewed on: 6th July 2026

I never disappointed always when I want to buy somet...

5
I never disappointed always when I want to buy something I use PayPal Reviewed on: 6th July 2026

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