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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

If only PayPal wasn’t so big

You failed to set up my direct debit repeatedly then issued a default for not paying. Reviewed on: 6th July 2026

I love PayPal easy to use and maintain

I love PayPal easy to use and maintain Reviewed on: 6th July 2026

Great way to manage loans and payments when needed a...

Great way to manage loans and payments when needed and extremely secure. Reviewed on: 6th July 2026

Simply the BEST

Could not be better in any way possible. Reviewed on: 6th July 2026

Good nice service 100 persent trusted

Good nice service very much trusted Reviewed on: 6th July 2026

Always knowledgeable and helpful

Always knowledgeable and helpful Reviewed on: 6th July 2026

Its brilliant solution , very helpful, easy to manage

Its brilliant solution , very helpful, enabled me to pay the entire summer holiday in advance over a few months , easy to manage, to track transactions and make payments and easy to see when the 4 months interest free promotions ends up. Reviewed on: 6th July 2026

app easy to navigate, quick and easy transaction

app easy to navigate, quick and easy transaction Reviewed on: 6th July 2026

First time using PayPal credit .

First time using PayPal credit .. easily to use everything was straight forward Reviewed on: 6th July 2026

I have started using paypal more than 20 years ago t...

I have started using paypal more than 20 years ago to simply make online payments to then explore all their services and kept using till nowadays. I have been using to make payments in different countries to transfer money to different accounts, to get instalment plans, and to benefit their rewards programmes. Reviewed on: 6th July 2026

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