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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Easy to apply and easy to use

Easy to apply and regular payment reminders which is really useful. Reviewed on: 6th July 2026

It's good but when you pay money doesn't change stra...

It's good but when you pay money doesn't change straight away. Reviewed on: 6th July 2026

Always happy with PayPal most of the time I use it f...

Always happy with PayPal most of the time I use it for my payment method often. Reviewed on: 6th July 2026

All great.

All great. I have never had any problems. Reviewed on: 6th July 2026

I had an excellent experience with Customer Service...

I had an excellent experience with Customer Service trying to resolve an issue where I spelt my friends email wrongly, they resolved the issue very quickly Reviewed on: 6th July 2026

Simple easy service always been handy for me and has...

Simple easy service always been handy for me and has helped when I have needed to make larger and unexpected purchases. Affordable monthly repayments and flexible upon making purchases. Reviewed on: 6th July 2026

Have been very impressed with the way paypql handles...

Have been very impressed with the way paypql handles business. Very professional. I would recommend their services to anyone serious abour thwir business. Excellemt customer service and highly recommended. Reviewed on: 6th July 2026

I have been using PayPal Credit for a while now and...

I have been using PayPal Credit for a while now and I am very satisfied. The 4 months interest-free option on purchases over £99 is an excellent feature that helps spread the cost of larger purchases. The application process was quick, and managing payments through the app is very straightforward. Highly recommended if you use it responsibly. Reviewed on: 6th July 2026

I’ve had a great experience with PayPal Credit, espe...

I’ve had a great experience with PayPal Credit, especially the 4 months 0% interest on purchases over £99. It makes it much easier to spread the cost of bigger purchases without paying extra, as long as you pay it off in time. It’s a really useful feature that gives me extra flexibility when managing my finances. Reviewed on: 6th July 2026

Constant hand on shoulder, letting you know that the...

Constant hand on shoulder, letting you know that they are around to help you manage your funds. Notifications are quick where necessary and can be depended on to reply to queries with relative promptness. Never had an issue and been a customer for a long time. As with anything, things could be clearer, service could be more efficient - but there really isn’t much to complain about. It is a good provider and long may our relationship continue. Reviewed on: 6th July 2026

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