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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102967 reviews)

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4.90

Based on 102,967 reviews, last reviewed 9th May 2026

2405400% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal PayPal credit and PayPal pay in 3 are great PayPal PayPal credit and PayPal pay in 3 are great Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102967)

Spread the cost

Excellent way to spread payments for holidays, flights etc. Reviewed on: 17th April 2026

PayPal - The best.

I’ve been using PayPal since 2019, and their service has been nothing short of exceptional. Their customer support is among the best in the financial industry—knowledgeable, respectful, and experienced advisors who consistently deliver solutions with professionalism. PayPal has truly set the standard for reliable financial services. Reviewed on: 17th April 2026

Enjoying the PayPal experience

Easy to use App, very easy to see and understand everything. Enjoy using PayPal. Reviewed on: 17th April 2026

Brilliant tool for larger purchases I use regularly...

Brilliant tool for larger purchases I use regularly but responsibly Reviewed on: 17th April 2026

Great support, peace of mind and reassurance

Great support, and above all PayPal gives you real peace of mind and reassurance when purchasing things. Easy to use and some really great buying options with pay in 3 or pay later. App is easy to navigate and use. Customer support has also been really helpful in the past, especially when protecting the buyer. Reviewed on: 17th April 2026

Chancers

Someone managed to log into my PayPal and buy a bag for £500 PayPal had my money back within 24 hours Reviewed on: 17th April 2026

The pay in 3 is mega!

The pay in 3 is really easy to do and allows me to manage payments and forecast my spending. Reviewed on: 17th April 2026

I find it a reliable option for everyday digital pay...

I find it a reliable option for everyday digital payments when compared to other payment methods . Reviewed on: 17th April 2026

Easy to use and reliable, good customer service.

Easy to use and reliable, good customer service. Reviewed on: 17th April 2026

I'm very happy with paypal.

I'm very happy with paypal. I have been able to buy items and pay for them within 4 months with no interest Reviewed on: 17th April 2026

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