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PayPal: PayPal Credit reviews

4.90
Based on 102,934 reviews, last reviewed 9th May 2026
2403800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and quick application Very simple and quick application Reviewed on: 9th May 2026
Chee L's avatar
Chee L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102934)

Really easy to use and track your balance etc

5
Really easy to use and track your balance etc Reviewed on: 17th April 2026

PayPal promise

5
Always good service and easy to use, fast,reliable and trustworthy service. Reviewed on: 17th April 2026

Clear and simple manage card

5
Very easy process. Easy to apply and easy checkout. Every transaction is show clear on your account showing even date from when the fees are applied Reviewed on: 17th April 2026

Good Product from Paypal

5
Overall, I really like the financial product PayPal offers because it helps me with my financial needs. Reviewed on: 17th April 2026

Everything is simple to do.

5
Everything is simple to do. Very little effort is needed, it's all done for you. Reviewed on: 17th April 2026

Great service

5
Always gives me flexible options when making larger payments and I need to spread the cost Reviewed on: 17th April 2026

I had a credit with pay pal and within short time I...

5
I had a credit with pay pal and within short time I had a top up too. Customer service was good and communication was great Reviewed on: 17th April 2026

It’s so convenient, simple and easy to use.

5
It’s so convenient, simple and easy to use. Reviewed on: 17th April 2026

I love PayPal as it’s reliable and easy

5
PayPal provides security and peace of mind. I use PayPal all the time because I know I am protected and can choose to pay in three if I need to. Reviewed on: 17th April 2026

Easy to use app.

5
Easy to use app. Pleasant and professional customer service Reviewed on: 17th April 2026

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