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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Excellent customer service.

Excellent customer service. Reliable and convenient. Reviewed on: 6th July 2026

PayPal is great if you are responsible

PayPal is great if you are responsible and pay things back on time. I’ve never had any issues but I use it sparingly. Some things like pay in 3, PayPal keeps emailing me that the first payment is started but I cancelled the payment ages ago- the emails didn't update but my PayPal account has. Reviewed on: 6th July 2026

PayPal a great way to pay.

As a user of PayPal all the time I find it a great, secure way of paying for goods either outright or with PayPal options, pay in three or time to pay. PayPal is trustworthy way to pay and I would recommend PayPal as the best way to pay for goods that you wouldn't normal afford. Give it a try, nothing to lose and everything to gain. Reviewed on: 6th July 2026

Convenience and flexibility .

All the convenience a consumer could need. Flexibility, great rates and a multitude of payment options all managed by a robust, easy to use app. I’ve yet to find an outlet that doesn’t accept it. It’s now my primary method of purchasing online and in store Reviewed on: 6th July 2026

Seller pull the wool over Paypal's Eyes

Overall I'm happy with the service I receive from PayPal. However, recently a seller lied about the service they provided to me and PayPal sided with the retailer rather than accepting what I said to be true. I wasn't happy about this and I still haven't received my money back from the seller even though the goods were sent back to them. Reviewed on: 6th July 2026

I trust PayPal

I much prefer it if PayPal is available to pay for an item. I trust them to look after me and my money, I feel safe with PayPal Reviewed on: 6th July 2026

Easy apply very useful.

Easy apply very useful. Does what i needed at the time. Give it a whirl if you need. Reviewed on: 6th July 2026

Paypal credit is a convenient and easy to use service.

Paypal credit is a convenient and easy to use service. I would recommend it to others. Reviewed on: 6th July 2026

A must have modern easy Very practical account!

Very organised system easy to understand and very helpful Reviewed on: 6th July 2026

Paypal Credit is super awesome!

Paypal Credit is super convenient because I don't have to use any card details - it's safe and have 4 months free interest perpetually. Reviewed on: 6th July 2026

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