Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,897 reviews, last reviewed 9th May 2026
2402000% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always there and reliable quick and easy Always there and reliable quick and easy Reviewed on: 9th May 2026
Bryan's avatar
Bryan

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102897)

Simple to use, well integrated, widely accepted, hel...

5
Simple to use, well integrated, widely accepted, helpful features, quick Reviewed on: 17th April 2026

Everything is smooth, great service

5
Everything is smooth, great service Reviewed on: 17th April 2026

Excellent customer service

5
PayPal listens to customer to resolve any issue quickly. Reviewed on: 17th April 2026

I love to use PayPal.

5
I love to use PayPal. It gives me many options on how to pay for goods. Reviewed on: 17th April 2026

Got to be the easiest way to pay

5
Got to be the easiest way to pay, particularly for online purchases. No faffy username, long card numbers or other potentially traceable pins, codes to enter, just email and password with 2 step authentication. You can also ring and peak to someone too, no bots, no chat rubbish. Reviewed on: 17th April 2026

Reliable

5
Always used it n they’ve always sorted any issues Reviewed on: 17th April 2026

Fast and reliable payment system

5
PayPal has been very reliable and fast in terms of my transactions, the app is very user friendly. Reviewed on: 17th April 2026

Very good service when ever I’ve used PayPal

4
Very good service when ever I’ve used PayPal Reviewed on: 17th April 2026

Always a excellent experience when using pay pal it...

5
Always a excellent experience when using pay pal it never lets me down Reviewed on: 17th April 2026

Always an easy use i’m very simple never any problems

5
Always an easy use i’m very simple never any problems Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48556 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products