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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Very easy process for payment

Very easy process for payment and option to spread cost when needed is extremely useful Reviewed on: 6th July 2026

Very helpful products.

Very helpful products. Usually always helpful staff too Reviewed on: 6th July 2026

Great experience and very helpful.

Great experience and great lenders. Very helpful with having the pay in 3 and pay later options. Have recommended to friends and family and will continue to use paypal as my only credit and pay in instalments company Reviewed on: 6th July 2026

I have been with PayPal several years they keep my...

I have been with PayPal several years they keep my money safe Reviewed on: 6th July 2026

Excellent service and great value.

Excellent service and great value. Accepted by most retailers. Very easy to use. Reviewed on: 6th July 2026

The process for signing up was simple and every time...

The process for signing up was simple and every time I've needed to use the facilities it has been easy to accomplish on bothe website and the app. The four month interest free period also makes bigger purchases much easier to deal with. Reviewed on: 6th July 2026

Pure joy

Just an easy way to pay,never any hassle with there sevice Reviewed on: 6th July 2026

my favorite PAYPAL

Pay for 3—it's a great solution..instant transfers Reviewed on: 6th July 2026

Christmas blessing

PayPal credit is easy to use and has been a blessing for me at Christmas, the monthly payments are low and manageable Reviewed on: 6th July 2026

Legs PayPal

Nice and easy to use web pages simple and efficient Reviewed on: 6th July 2026

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