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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,810 reviews, last reviewed 9th May 2026
2398050% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Paypal Credit and just Paypal for transact... I’ve used Paypal Credit and just Paypal for transactions. It speeds things up not having to type all your information in every time. Very useful, grea... Read more Reviewed on: 9th May 2026
James O's avatar
James O

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102810)

More payment options and ease of use

5
More payment options and ease of use Reviewed on: 17th April 2026
Neil H's avatar
Neil H

Excellent service, friendly customer service, the co...

5
Excellent service, friendly customer service, the convenience of being able to purchase goods & spread the cost treat free is absolutely brilliant, it affords you instant credit if you are not able to make a purchase otherwise, inviting, helpful, highly recommend Paypal Credit. Reviewed on: 17th April 2026
Miss C's avatar
Miss C

PayPal make the life easier and safer way for buying.

5
PayPal make the life easier and safer way for buying. Reviewed on: 17th April 2026
Stefan i's avatar
Stefan i

Hard to contact customer service in person

5
Hard to contact customer service in person Reviewed on: 17th April 2026
Lucy's avatar
Lucy

Good customer service

5
Only ever had an issue once but that was with the seller not PayPal as they’ve always been very helpful when it comes to customer service Reviewed on: 17th April 2026
Muhammad G's avatar
Muhammad G

I couldn't live without pay pal its my go to payment...

5
I couldn't live without pay pal its my go to payment service Reviewed on: 17th April 2026
Samuel w's avatar
Samuel w

Great Service & Value for money overall

5
Great Service & Value for money overall Reviewed on: 17th April 2026
KH's avatar
KH

PayPal credit is the best

5
I have been using for many years now and I have never had any problems. Just used PayPal credit for the first time to pay for item i bought online, was pleased at the speed and found it convenient for the simple reason of not having to undergo the inputs of all my details in a form every time. Also you get 4 months interest free on your credit Reviewed on: 17th April 2026
J J's avatar
J J

Excellent experience.

5
Excellent experience. very good service for everyday needs. Reviewed on: 17th April 2026
Marek Was's avatar
Marek Was

Safer payments

5
I feel safer using PayPal when ordering.online. Reviewed on: 17th April 2026
Mrs A's avatar
Mrs A

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