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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

I feel safer using pay pal

I feel safer using pay pal that’s why when purchasing an item I always look for using pay pal Reviewed on: 6th July 2026

PayPal Credit has been great help

PayPal Credit has been easy to use and convenient for spreading the cost of larger purchases. The application process was straightforward, and managing payments through my PayPal account has been simple. Overall, I've had a positive experience with it. Reviewed on: 6th July 2026

I buy with confidence when I'm using PayPal.

I buy with confidence when I'm using PayPal. I've been with them for decades and i feel protected when they're involved. They've helped me in the past when i haven't received goods from dishonest salespeople. And i absolutely love PayPal Pay in 3. Which breaks my larger purchases down into 3 handy chunks. I cant recommend them highly enough. Reviewed on: 6th July 2026

Convenient and secure

I find PayPal to be a convenient and secure way of making & receiving payments. The pay-in-3 option is a great way of splitting a larger psyment. Reviewed on: 6th July 2026

PayPal are great never had a bad experience

PayPal are great never had a bad experience Reviewed on: 6th July 2026

Easy and simple to use.

Easy and simple to use. I use it to pay for subscription-based apps. It’s easy to use, and customer service is friendly. Reviewed on: 6th July 2026

Easy to use and reliable

I've had a great experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and everything has worked smoothly. It's been a convenient way to spread the cost of purchases, and I appreciate the clear payment options and user-friendly account management. Overall, I'm very satisfied with the service and would recommend it to others. Reviewed on: 6th July 2026

PayPal is a good support and safe way to pay...

PayPal is a good support and safe way to pay Reviewed on: 6th July 2026

I have found PayPal helpful and if you need any help...

I have found PayPal helpful and if you need any help they have a very good customer service Reviewed on: 6th July 2026

I have been a PayPal user for many years,and have ju...

I have been a PayPal user for many years,and have just recently utilised PayPal credit. I found it very easy to set up and the interface was very user friendly. Reviewed on: 6th July 2026

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