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PayPal: PayPal Credit reviews

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4.90
Based on 102,759 reviews, last reviewed 9th May 2026
2395700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL IS OUTSTANDING. Always a great service it's innovation is just outstanding. I love using PayPal it is easily accessible and you get a variety of choices of how to pay... Read more Reviewed on: 9th May 2026
Marjorie Davies's avatar
Marjorie Davies

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102759)

Pay Pal Excellent Service

5
I have used isto al for years and am extremely happy with the service. Pay pal credit gives you time to pay for your purchases and is really helpful when struggling financially. Reviewed on: 17th April 2026
Penny Francis's avatar
Penny Francis

Always reliable and very convenient

5
Always reliable and very convenient Reviewed on: 17th April 2026
Kimberly E's avatar
Kimberly E

I always buy and pay in installments.

5
I always buy and split in installments Reviewed on: 17th April 2026
Kazim h's avatar
Kazim h

Sam at Paypal

4
Over all good paypal should improve little more because sometimes its hard to understand statement Reviewed on: 17th April 2026
Sami's avatar
Sami

Good Customer Service

5
They are always happy to help resolve any issues. Reviewed on: 17th April 2026
Julie L's avatar
Julie L

Fantastic and easy to use service with customer serv...

5
Fantastic and easy to use service with customer service at the touch of a button Reviewed on: 17th April 2026
Anna W's avatar
Anna W

Easy to use, great offers and now has a handy card f...

5
Easy to use, great offers and now has a handy card feature where you can use it to shop in store. Reviewed on: 17th April 2026
Victoria T's avatar
Victoria T

Very easy to understand everything

5
Very easy to understand everything Reviewed on: 17th April 2026
Eric k's avatar
Eric k

Good but could be clearer

5
PayPal Credit is a convenient option for spreading the cost of purchases, and it integrates smoothly with PayPal’s checkout, which makes it easy to use. However, the terms and approval process could be explained more clearly, as it’s not always obvious how decisions are made or what to expect. Overall, it works well, but there’s definitely room for improvement in transparency and communication. Reviewed on: 17th April 2026
Dylan's avatar
Dylan

Always helpful when you need it most

5
Always helpful when you need it most Reviewed on: 17th April 2026
Hamayo j's avatar
Hamayo j

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