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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

good and simple

Simple process, good experience. Reviewed on: 6th July 2026

Its safe and secure.

Its safe and secure. Really Recommend Reviewed on: 6th July 2026

Super Smashing Great

Quick and easy to use. even for me PayPal credit is very useful if a bit short as well as pay in 3 which is a good service to use Reviewed on: 6th July 2026

Very clear rules a d great support

Very clear rules a d great support Reviewed on: 6th July 2026

Very helpful and helps me manage my money well.

Very helpful and helps me manage my money well. Would definitely recommend never had an issue with PayPal they’ve always provided a good service to me Reviewed on: 6th July 2026

Everything runs smoothly and it’s very helpful when...

Everything runs smoothly and it’s very helpful when buying an expensive item to pay in 3 instalments. Reviewed on: 6th July 2026

Amazing Product

I use paypal credit seamlessly with apple purchase and they have a good repayment structure Reviewed on: 6th July 2026

I use paypal for most of my purchases, it’s so easy...

I use paypal for most of my purchases, it’s so easy to use. I also have the debit card which I use for all my purchases Reviewed on: 6th July 2026

Excellent service, payment options and easy to under...

Excellent service, payment options and easy to understand the app and online services. Great for payment freedom for spreading the costs and buying options. Reviewed on: 6th July 2026

In today’s financial climate I couldn’t survive with...

In today’s financial climate I couldn’t survive without PayPal , it is so helpful to have the options available, having the chance to pay over a period eases larger purchases greatly , for me it’s a godsend Reviewed on: 6th July 2026

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