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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Excellent company used them for years

Excellent company used them for years Reviewed on: 6th July 2026

Paypal makes shopping online so much easier .

Paypal makes shopping online so much easier . Great options Reviewed on: 6th July 2026

Excellent

PayPal is an excellent digital wallet for fast, secure online checkout. Its standout feature is Buyer Protection, allowing you to shop safely without sharing your card details directly with merchants. It also streamlines international transfers and budgeting through its popular interest-free Pay in 3 options and paypal credit also Reviewed on: 6th July 2026

So easy to use

So easy to use customer service answer quickly if you have a problem Reviewed on: 6th July 2026

Easy to use app.

Easy to use app. Options of type of credit you want to use each purchase Reviewed on: 6th July 2026

So simple to use and payments option good

So simple to use and payments option good Reviewed on: 6th July 2026

Very easy to contact, I get to decide if I want to r...

Very easy to contact, I get to decide if I want to raise my limit and always get reminders well in advance before any payments are due Reviewed on: 6th July 2026

PayPal are brilliant

PayPal are brilliant if you have issues with any retailers.. it helped me to build my credit record better Reviewed on: 6th July 2026

Did not have to jump through hoops to be able to get...

Did not have to jump through hoops to be able to get credit and I can pay back easily Reviewed on: 6th July 2026

Convenient for making payments online.

Convenient for making payments online. Only negative it takes days to update payments Reviewed on: 6th July 2026

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