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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,709 reviews, last reviewed 9th May 2026
2393600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall good experience allowing me to spend pa... Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026
Julie O's avatar
Julie O

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102709)

easy to use app great customer service

5
Very easy to use app easy to pay online and instore purchases. I thought something had gone wrong so I reached out to customer services and my query was dealt with professionally and efficiently. Reviewed on: 17th April 2026
Steff G's avatar
Steff G

great experience

5
great Experiencia its very easy to use this app Reviewed on: 17th April 2026
Francisco Alvarez 's avatar
Francisco Alvarez

Always smooth transactions.

5
Always smooth transactions. Confident that any fraudulent activity will be dealt with correctly. Reviewed on: 17th April 2026
Peter H's avatar
Peter H

Easy to use and safe, I use it to send mo new to.

5
Easy to use and safe, I use it to send mo new to.my family all.over the world Reviewed on: 17th April 2026
Christopher J's avatar
Christopher J

Easy to apply and very easy website

5
Easy to apply and very easy website Reviewed on: 17th April 2026
Carolyn F's avatar
Carolyn F

I’ve never had a problem with, has ran smoothly ever...

5
I’ve never had a problem with, has ran smoothly every since I started using it Reviewed on: 17th April 2026
Alexander V's avatar
Alexander V

I have had PayPal for quite a few years now and it h...

4
I have had PayPal for quite a few years now and it has helped me out so many times and especially in these strange times for certain items especially tech items such as Ram and my last purchase of a new GPU which if it wasn’t for PayPal I would of lost out on and which would of me double the price of what I payed a couple of months ago. I absolutely love PayPal pay in 3 which again has saved me many times in the past. Customer service I have only ever used it I think a couple of times and was first class and I have never had any problems and any queries have been sorted more or less instantly and a couple of times over the years and if I have had any issues buying items from EBay I have always felt very secure with PayPal guarantee and any refunds have so quick and so smooth I really can not fault it whatsoever. The only problem or slight negative thing I have ever had with PayPal is that there were a lot more vendors years ago I could use PayPal where as today some seem to have dropped off from PayPal but that isn’t down to PayPal I don’t think. Everyone has there own experiences and I can only speak about mine and my experiences have always been fantastic it’s been there when I have really needed it and I am grateful for it. Reviewed on: 17th April 2026
Phill Smokey 's avatar
Phill Smokey

Good and easy to keep an eye on and affordable...

5
Good and easy to keep an eye on and affordable Reviewed on: 17th April 2026
Rowanm Ogunsimbo's avatar
Rowanm Ogunsimbo

Excellent.

5
Excellent...very Happy with pay pal Reviewed on: 17th April 2026
Mubashshir A's avatar
Mubashshir A

Paypal in my view are 100% the best.

5
Paypal in my view are the best....I have always had good customer service, ever a problem it's been resolved quickly...The don't mess about with you like other banks do. If I have had a problem for example with a merchant they sort quick & get me refunded unlike banks which mess about or don't even rectify. I like how when I spend I get points too. I actually mentioned them today to a shop assistant how could they are...As I have also with my friends. Keep up the good work PayPal....please never become like other banking systems...Thank you. Reviewed on: 17th April 2026
QD's avatar
QD

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