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PayPal: PayPal Credit reviews

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4.90
Based on 102,668 reviews, last reviewed 9th May 2026
2391750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple Secure easy to use effectively anywhere With addition of PayPal virtual credit card, it is even simpler to use especially for Apple/Google pay. Love being able to securely protect personal b... Read more Reviewed on: 9th May 2026
Anne H's avatar
Anne H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102668)

A safer way

5
I always use paypal i feel its a safer way to by online, also i like that fact the pay in 3 option exists cause every now and then me and my best mate fancy a take away and the pay in 3 comes really in handy for that, especially if i'm short on cash. Reviewed on: 17th April 2026
Nat's avatar
Nat

Thinks about the customer.

4
Thinks about the customer.Always provides a straightforward service Reviewed on: 17th April 2026
Christopher B's avatar
Christopher B

Excellent experience.

5
Excellent experience. Extremely helpful Reviewed on: 17th April 2026
Nigel C's avatar
Nigel C

Best provider

5
Best provider, giving credit and ease of any complaints get resolved smoothly Reviewed on: 17th April 2026
moh kaw's avatar
moh kaw

Never had any complaints about your services, always...

5
Never had any complaints about your services, always us PayPal when I can as a very secure service Reviewed on: 17th April 2026
Bikinghb's avatar
Bikinghb

Professional, easy and efficient.

5
Professional, easy and efficient. Always accepted and no issues when shopping bills. Reviewed on: 17th April 2026
Spiderpig S's avatar
Spiderpig S

The PayPal service is secure fast and has multiple w...

5
The PayPal service is secure fast and has multiple ways to make purches it's a fantastic service and leaves you with peace of mind on every purchase. Reviewed on: 17th April 2026
Shane T's avatar
Shane T

Amazing and really easy to make repayments

5
Amazing and really easy to make repayments Reviewed on: 17th April 2026
Olivia B's avatar
Olivia B

I use PayPal credit knowing firstly that my payments...

5
I use PayPal credit knowing firstly that my payments are secure, and so are my bank and personal details. The interest is very good on PayPal credit, although I use it sparingly it makes me feel comfortable and confident about the future just knowing I have the money there should I need to use it, I would recommend PayPal credit to anyone and already have to friends and family. Reviewed on: 17th April 2026
PJ's avatar
PJ

Such a great help when I've needed credit

5
Such a great help when I've needed credit Reviewed on: 17th April 2026
Stephanie c's avatar
Stephanie c

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