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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,614 reviews, last reviewed 9th May 2026
2389200% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it always great to have. Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026
Nicole f's avatar
Nicole f

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102614)

Aged 53 I don’t want any credit cards any more, I di...

5
Aged 53 I don’t want any credit cards any more, I did in the 90s when I was younger. Therefore I’m very happy with PayPal credit and then of course there is the ability to pay in three payments this is also extremely attractive. I pay for everything on eBay and Tui flights using my PayPal account. I prefer to use it because I feel more confident about online purchases and if a website doesn’t accept it which is very rare I must add, I would rather avoid buying from the website. Summing it up I would say I feel safe using PayPal and I always tell other people about my personal experience. Reviewed on: 17th April 2026
drewproducer@gmail.com's avatar
[email protected]

Highly recommended.

5
Highly recommended. Really useful app Reviewed on: 17th April 2026
Menishnath S's avatar
Menishnath S

PayPal is a very good application to buy and sell pr...

5
PayPal is a very good application to buy and sell products online Reviewed on: 17th April 2026
Robab A's avatar
Robab A

I have a very positive experience with paypal since...

5
I have a very positive experience with paypal since I took an account with them. The value for money is very good. Instead of using my bank credit cards I prefer to use PayPal credit. Reviewed on: 17th April 2026
Rovan C's avatar
Rovan C

Happy Customer ;-)

5
I have had PayPal for years now and I must say, I absolutely love it fantastic service easy to navigate the app. PayPal credit very good with affordable monthly payments, also the pay over 3 months is fab too. Reviewed on: 17th April 2026
KS's avatar
KS

Great 0% credit options!

5
I’ve used PayPal for several years and found the ease of use to be excellent. Although I do try to pay off my balance the credit charges are very competitive and I can’t fault anything. Reviewed on: 17th April 2026
John B's avatar
John B

Always good experience never had an issue in the past.

5
Always good experience never had an issue in the past. Reviewed on: 17th April 2026
Jodie m's avatar
Jodie m

PayPal - The only friend you need online

5
Have always used PayPal since it first appeared thru EBay. It’s never disappointed me, kept me safe when purchasing online, always there for me. Even more so now with the advent of Temu. Cannot praise it enough. Reviewed on: 17th April 2026
Mark P's avatar
Mark P

The team is always spot on!

5
The team is always spot on! The team is always spot on! The team is always spot on! Reviewed on: 17th April 2026
Martch's avatar
Martch

Most reputable payment company there is

5
Super secure payments, easy to use and navigate the app, can easily switch between payment methods and loads of options to pay depending on budget Reviewed on: 17th April 2026
Lisa W's avatar
Lisa W

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