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PayPal: PayPal Credit reviews

4.90
Based on 102,566 reviews, last reviewed 9th May 2026
2387100% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable professional service Very reliable professional service Reviewed on: 9th May 2026
Darren Burley's avatar
Darren Burley

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102566)

Help me pay over a time and get my item straight awa...

5
Help me pay over a time and get my item straight away, paying for a purchase over time makes that purchase more valuable.i always use pay pay is the one I trust Reviewed on: 16th April 2026

I have had a wonderful experience with PayPal, I hav...

5
I have had a wonderful experience with PayPal, I have literally used PayPal credit and pay later for everything; from tuition, to shopping, to daily expenses. PayPal has saved me many times than I can count. PayPal also has the best customer care, I was wrongly debited by a marchant, with PayPal intervention the payment was swiftly recovered. I'd rate PayPal 20/10 if I can. Reviewed on: 16th April 2026

Best service ever.

5
The most friendly service ever. It is convenient and hassle free Reviewed on: 16th April 2026

Very bad experience

3
Very bad experience calling so many times about my same problem no any good solution they not understand what i am saying Reviewed on: 16th April 2026

N.Smith2026

4
Im not sure what I have to say but It's fine thank you ... Reviewed on: 16th April 2026

PayPal is getting better and better

5
I have been using PayPal for 9 years now and they have been very supportive and all the services have been simple and intuitive to use. Whenever there was an issue with a refund or a dispute, PayPal stepped in and solved the problems. The Pay in 3 service is amazing. Reviewed on: 16th April 2026

PayPal has made payment making easier.

4
PayPal has made payment making easier. I like the pay in 3 function as well. Reviewed on: 16th April 2026

PayPal great for spreading cost , sending money to f...

5
PayPal great for spreading cost , sending money to friends family or suppliers Reviewed on: 16th April 2026

Easy to use.

5
Easy to use. Always available when needed. Reviewed on: 16th April 2026

PayPal is a my GOTO assistance

5
PayPal is a GOTO financial assistance, it has helped me a lot especially when friends and family call for help with PayPal I can’t say no. Reviewed on: 16th April 2026

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