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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Highly recommend Paypal always simple and easy to us...

Highly recommend Paypal always simple and easy to use also very reliable! Yet to have any issues using Paypal and Paypal credit any refunds I’ve ever received have always been straight forward and come back into my payment method within a short period of time. Reviewed on: 6th July 2026

Straight forward credit options.

Straight forward credit options, no nasty surprises and very reasonable rates. Also handy reminders when a minimum payment date and amount is coming up. You can even select direct debit just incase you forget a payment. I would highly recommend PayPal credit to anyone for small or large purchases. Reviewed on: 6th July 2026

Easy to access and easy to contact customer service...

Easy to access and easy to contact customer service support Reviewed on: 6th July 2026

Feel secure using paypal

Used PayPal for years like the security Reviewed on: 6th July 2026

Easy to use experience and no faults encountered.

Easy to use experience and no faults encountered. Customer service were attentive whenever I required assistance. I’ll happily use again and recommend to family and friends. Reviewed on: 6th July 2026

Great service

Easy to use and navigate. Customer service quickly resolved my issue. Reviewed on: 6th July 2026

Setting up my direct debit seemed easy enough but tr...

Setting up my direct debit seemed easy enough but trying to set a monthly payment wasn’t easy but got there in the end. Reviewed on: 6th July 2026

Hassle free spending management

Very easy to use. Easy to keep track of spending Reviewed on: 6th July 2026

Instalments

It was quite straight forward and clear to use the PayPal Credit for paying over instalments. Reviewed on: 6th July 2026

Excellent service and have been with them for long

Excellent service and have been with them for long Reviewed on: 6th July 2026

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