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PayPal: PayPal Credit reviews

4.90
Based on 102,452 reviews, last reviewed 9th May 2026
2382050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience Very good experience an one of the best Reviewed on: 9th May 2026
 Ionut's avatar
Ionut

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102452)

Easy to use , great credit benefits

5
Easy to use , great credit benefits Reviewed on: 16th April 2026

Instantly approved credit card, reliable limit, low...

5
Instantly approved credit card, reliable limit, low risk and good customer service. Reviewed on: 16th April 2026

Have had a few items that have been lost and even a...

5
Have had a few items that have been lost and even a con, but PayPal have always been very helpful and proactive in helping me, they have been very easy to deal with Reviewed on: 16th April 2026

Everything goes smooth when using PayPal

5
Everything goes smooth when using PayPal Reviewed on: 16th April 2026

The app is really good , it has straight forward ins...

5
The app is really good , it has straight forward instructions and it's fast working Reviewed on: 16th April 2026

Love the service.

5
Love the service. Particularly the pay in 4 months free credit. Great and secure supplementary service. Enabling budgeting and purchasing of pricier items online Reviewed on: 16th April 2026

GREAT SERVICES

5
GREAT SERVICES , NUMBER ONE IN UK Reviewed on: 16th April 2026

Excellent service

5
My experience overall is exceptional. Great app and excellent customer service Reviewed on: 16th April 2026

Its great, meets my needs and easy to use.

5
Its great, meets my needs and easy to use. Reviewed on: 16th April 2026

Good service

5
I recently discovered that for unauthorised transactions, PayPal is the best in ensuring returns of unauthorised activities. Reviewed on: 16th April 2026

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