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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

0% interest is a great help when needed

0% interest is a great help when needed Reviewed on: 6th July 2026

Paypal credit really is my Pay Pal!

I always have an easy checkout with PayPal credit. Reviewed on: 6th July 2026

PayPal is a perfect option for me.

PayPal is a perfect option for me. You can use it everywhere and also be protected making every purchase safe and secure Reviewed on: 6th July 2026

I use paypal credit primarily for buying electronics...

I use paypal credit primarily for buying electronics just to spread out the cost. Its easy to use and when managed right is very useful when just trying to handle your finances well Reviewed on: 6th July 2026

Had no trouble

Had no trouble since I first applied Reviewed on: 6th July 2026

Ease of use and a pleasant experience every time

Everything is so easy to use. An easy experience Reviewed on: 6th July 2026

I've used paypal for years

I've used Paypal for a number of years without any issues when I've had an issue with a payment through third party purchases I've raised this with Paypal dispute resolution and received a full refund , I've also used the service for paying family or friends with no problems. I've also used pay in three which helped spread the cost of more expensive purchases. Reviewed on: 6th July 2026

I did not like how hard it is to dispute transaction...

I did not like how hard it is to dispute transactions ie refunds etc. Reviewed on: 6th July 2026

Trusted Company

I have used PayPal for years as I trust them to help when things go wrong. It’s easy to pay for goods and I like the options of paying with credit or Pay in Three Reviewed on: 6th July 2026

A wonderful experience dealing with this company.

A wonderful experience dealing with this company. Reviewed on: 6th July 2026

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