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PayPal: PayPal Credit reviews

4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181141)

Used PayPal for over 10 years and it’s been an easy...

5
Used PayPal for over 10 years and it’s been an easy experience. Always easy to send/receive money and it’s good to see a picture when you send to someone new. Reviewed on: 6th July 2026

Great easy way to purchase goods , with various paym...

5
Great easy way to purchase goods , with various payment options to suit your needs Reviewed on: 6th July 2026

PayPal the best way to buy

5
PayPal I find is the best way to purchase goods etc you can guarantee a fair representation if your dissatisfied or scammed PayPal always sorts the problem Reviewed on: 6th July 2026

PayPal is a simple and straightforward way to deal w...

5
PayPal is a simple and straightforward way to deal with all of my financial needs Reviewed on: 6th July 2026

Paypal best service very good easy to use everywhere...

5
Paypal best service very good easy to use everywhere specially card much easier Reviewed on: 6th July 2026

Good easy to deal with makes it very easy to...

5
Good easy to deal with makes it very easy to do Reviewed on: 6th July 2026

Always quick and easy, brilliant app,great customer...

5
Always quick and easy, brilliant app,great customer service, highly recommended. Reviewed on: 6th July 2026

Fantastic, easy to use and very straight forward.

5
Fantastic, easy to use and very straight forward. Would highly recommend. Reviewed on: 6th July 2026

I have never had a bad experience using PayPal credi...

5
I have never had a bad experience using PayPal credit always been straight forward when buying very happy Reviewed on: 6th July 2026

Quick and easy

4
Quick and easy to find out if you’ve been approved Reviewed on: 6th July 2026

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