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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

Always easy to do business with.

Always easy to do business with. Transactions clearly listed and no surprises. Customer Service is the best and treat Customers as customers. Reviewed on: 6th July 2026

Having the credit card for points is valuable to me,...

Having the credit card for points is valuable to me, great move Reviewed on: 6th July 2026

Excellent

Excellent helped me out lots good to know it’s there if I need it Reviewed on: 6th July 2026

I've been with PayPal for many years, and always had...

I've been with PayPal for many years, and always had great service Reviewed on: 6th July 2026

Great service and technology

Safe payments and brilliant service, peace of mind and upto date technology Reviewed on: 6th July 2026

Paypal give great service and flexibility to budget.

Paypal have always given me good service and easy way to budget with the options of Paypal Flex and Paypal Credit. The new addition of their Mastercard with points system adds to being a great system and allows me to use the Mastercard abroad where the normal Paypal Credit was not available. Reviewed on: 6th July 2026

Budget your monthly purchases and distribute the pay...

Budget your monthly purchases and distribute the payment at 0% for Pay by 3. Reviewed on: 6th July 2026

Always helpful and a good alround service

Always helpful and a good alround service Reviewed on: 6th July 2026

Have used PayPal credit a few times now.

Have used PayPal credit a few times now. Really helpful way to pay for more expensive purchases, email tells you exactly when the automatic payments are due and hiw many left/balance. Very reliable company and for the couple of times I've gad to use customer services, have been very helpful Reviewed on: 6th July 2026

I’m extremely satisfied with PayPal Credit.

I’m extremely satisfied with PayPal Credit. The application process was quick and straightforward, and it has made managing my purchases much easier. The payment options are flexible, everything is transparent, and I’ve had a smooth experience from start to finish. I highly recommend PayPal Credit to anyone looking for a convenient and reliable way to finance online purchases. Reviewed on: 6th July 2026

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