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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

I like using PayPal card to pay everywhere but I'd l...

I like using PayPal card to pay everywhere but I'd love to use pay in 3 as well with the card Reviewed on: 6th July 2026

Good no issues no issues no issues

Good no issues no issues no issues Reviewed on: 6th July 2026

A great system.

A great system. Easy to use and very versatile. Offers an easy way to manage your money in a way credit cards simply cannot come close to. Reviewed on: 6th July 2026

A name we can all trust!

I have been with PayPal over 10 years. Almost all my online payments go through PayPal, the name is a trust that has stood the test time. Reviewed on: 6th July 2026

Feel confident with the services payment platform is...

Feel confident with the services payment platform is secured Reviewed on: 6th July 2026

So easy to use PayPal credit with pay in 4 or you ca...

So easy to use PayPal credit with pay in 4 or you can select your payment terms Reviewed on: 6th July 2026

Thanks to PayPal I was able to buy a great watch usi...

Thanks to PayPal I was able to buy a great watch using their credit service. Reviewed on: 6th July 2026

Paypal are so easy to use and their service is excep...

Paypal are so easy to use and their service is exceptional. I always review a company based on scenarios when something goes wrong. Whenever something goes wrong, PayPal consistently deal with any scenario with the same high standards and they always listen. When they say they will do something, consider it done. Reviewed on: 6th July 2026

Speed and value for all payments

Speed and easo for payments, incoming and outgoing..plus interest free payment for 4 months Reviewed on: 6th July 2026

5 star all day every day

Excellent service whenever I've needed to speak to someone at paypal it couldn't be easier. Fantastic with their payment options loving the new layout of the app too. Reviewed on: 6th July 2026

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