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PayPal: PayPal Credit reviews

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4.90
Based on 103,002 reviews, last reviewed 9th May 2026
2407100% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Use PayPal credit on regular basis to purchase items... Use PayPal credit on regular basis to purchase items usually via paypal but also on Internet purchases.It is extremely useful to buy the items as it i... Read more Reviewed on: 9th May 2026
Gordon e's avatar
Gordon e

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103002)

Such a good place to use your money, always satisfyi...

5
Such a good place to use your money, always satisfying to use PayPal Reviewed on: 17th April 2026
Sam Thompson's avatar
Sam Thompson

My number one choice for making payments.

5
I’ve used PayPal for years. It’s my go to choice for payment safety and versatility. Customer service is good …any issues with sellers have been dealt with promptly. I feel confident using the various payment options to manage and spread my regular higher cost outgoings. Altogether a really valuable and reliable part of my financial life. Reviewed on: 17th April 2026
Mamacatt's avatar
Mamacatt

Easy to use, easy to understand.

5
Easy to use, easy to understand............................ Reviewed on: 17th April 2026
Malexandru's avatar
Malexandru

So easy to set-up and use

5
PayPal credit is the easiest finance product I have ever used: its set-up and using it is so simple. It is also very transparent and excellent at keeping track of what you have spent. Finally the interest free period on purchases over £100 is an excellent bonus. Reviewed on: 17th April 2026
PaulT 's avatar
PaulT

Easy to use.

5
Easy to use. Great app. Regular updates via app and emails Reviewed on: 17th April 2026
Paula M's avatar
Paula M

Quick and easy process.

5
Quick and easy process. No hassle. Reviewed on: 17th April 2026
Ryan Mann's avatar
Ryan Mann

Helpful group

5
Very quick and easy way to pay items and recognised group by many companies Reviewed on: 17th April 2026
Herd's avatar
Herd

PayPal is Great.

5
I. Find PayPal an excellent service and easy to use. There pay over 3 months is very helpful and never have a problem using their services Reviewed on: 17th April 2026
James E's avatar
James E

Great service

5
PayPal credit is easy to use and a good credit system Reviewed on: 17th April 2026
MB's avatar
MB

Harder to track in one place

3
Too easy to use but not enough information to bank statements Reviewed on: 17th April 2026
Jane W's avatar
Jane W

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