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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Never had an issue with PayPal.

Never had an issue with PayPal. Reassuring to know my money is protected as well. Reviewed on: 6th July 2026

My pay pal

I love pay pal for many reasons. 1st how versatile it is and how many companies now accept it. 2nd the different ways you can pay you money back great choices. 3rd how easy it is to sign up. 4th how easy it is to use the app. 5th they explain how long you have to pay back before interest is applied. All in all a great way to spend and chart you spending. Reviewed on: 6th July 2026

Great service ,I’ll recommend PayPal to my friends ,...

Great service ,I’ll recommend PayPal to my friends ,very happy from the service. Reviewed on: 6th July 2026

I have used PayPal pay in 3 and there credit card ,a...

I have used PayPal pay in 3 and there credit card ,and found both to be easy to understand and to have excellent communication Reviewed on: 6th July 2026

Good customer service always helpful and get issue r...

Good customer service always helpful and get issue resolved. App easy to use and email communication great Reviewed on: 6th July 2026

PayPal is simple straightforward and reliable to use

I’ve always found PayPal simple to access, straightforward to use, and consistently reliable. Reviewed on: 6th July 2026

Good to do business with

I have used PayPal for as long as I first heard about it. It has been a great service since. I have nothing bad to say about PayPal because I have none. Even dealing with my disputes with some companies, they have listened to me. Reviewed on: 6th July 2026

Great reward system

Quick and easy to use fantastic points reward system soon builds up I use PayPal for 90% of my online line shopping brilliant customer service Reviewed on: 6th July 2026

Easy to use with flexible payment options

I’ve been using PayPal for a while now and it’s been a convenient way to spread the cost of larger purchases. The application process was straightforward, and because it’s integrated directly into PayPal, checking out online is quick and simple. The interest free promotional offers on eligible purchases are useful if you make sure to pay the balance within the promotional period. The website and app make it easy to keep track of payments and your available credit. Overall, it’s been a reliable service, although it’s important to understand the terms and make payments on time to avoid interest charges. Reviewed on: 6th July 2026

I found paypal very easy to apply for credit zero pe...

I found paypal very easy to apply for credit zero percent interest was my reason to choose paypal Reviewed on: 6th July 2026

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