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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Easy to use easy to use and ecplained well

Easy to use and explained well. I feel safe when I use paypal for purchases Reviewed on: 6th July 2026

very supportive service there when you need it

very easy and helpful there when you need it for purchases Reviewed on: 6th July 2026

I've used paypal for years, positive experience.

I've used paypal for years, positive experience. Reviewed on: 6th July 2026

It has poor customer service

It has poor customer service but functional application Reviewed on: 6th July 2026

Customer service is always terrible

Customer service, as a buyer and seller is terrible. I will never use PayPal as a seller ever again. Reviewed on: 6th July 2026

very good service and easy to use and shopping

very good service and easy to use and shopping Reviewed on: 6th July 2026

Gives financial freedom to spread purchases

Gives financial freedom to spread purchases Reviewed on: 6th July 2026

Easy to use and convenient y online shopping

Been using PayPal for a while now and really appreciate how easy it is to use. In fact I choose PayPal every time over other online pay options when online shopping. Seriously thinking about having their credit card however I rarely use the one I have. I also have to comment that I believe my details are secure and I feel safe when using PayPal. Reviewed on: 6th July 2026

make buying especially online easy and safe ,reassur...

make buying especially online easy and safe ,reassuring that money can be returned if any problem with the vendor Reviewed on: 6th July 2026

Never had any problems with PayPal.

Never had any problems with PayPal. Reviewed on: 6th July 2026

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