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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,035 reviews, last reviewed 9th May 2026
2408550% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and tracking is very easy as well... Easy to use and tracking is very easy as well Reviewed on: 9th May 2026
Simo's avatar
Simo

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103035)

Application process very easy

5
Application process very easy, All done within minutes Reviewed on: 17th April 2026
Smiler's avatar
Smiler

Always really good experience / customer service is...

5
Always really good experience / customer service is always great and I frequently use paypal Reviewed on: 17th April 2026
sophie evans's avatar
sophie evans

Fast and reliable

5
A fast and easy way to spread the cost of small or large items using pay in three or Paypal credit four months interest free. Reviewed on: 17th April 2026
Bill's avatar
Bill

Always easy and smooth payments, available to pay al...

5
Always easy and smooth payments, available to pay almost everywhere , plus is very secure Reviewed on: 17th April 2026
Svetlana C's avatar
Svetlana C

It’s good.

5
It’s good. I like it and it helps me very much Reviewed on: 17th April 2026
Ovidiu A's avatar
Ovidiu A

Good experience I'm happy with that.

5
Good experience I'm happy with that. Reviewed on: 17th April 2026
Dorin Zgircu's avatar
Dorin Zgircu

Pay in 3

5
Very handy when buying a 'considered purchase ' with the pay in 3 option Reviewed on: 17th April 2026
Jacqui S's avatar
Jacqui S

Excellent service, slight concern with respect to th...

4
Excellent service, slight concern with respect to the ‘lag’ in time taken for payments to be converted via App and balance. Reviewed on: 17th April 2026
Keith S's avatar
Keith S

Life saviour.

5
Life saviour. Nothing like spreading your payments using paypal credit Reviewed on: 17th April 2026
Zu's avatar
Zu

Easy, user friendly, and super fast

5
Easy, user friendly, and super fast Reviewed on: 17th April 2026
Pavol Kulanda's avatar
Pavol Kulanda

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