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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181140)

I wasnt aware that paypal offered credit options for...

4
I wasnt aware that paypal offered credit options for customers but i am still not sure about payments and interest rates! I would have preferred to have some options to choose from. Reviewed on: 6th July 2026
LenaBillion's avatar
LenaBillion

"Decent credit facility with an easy application pro...

5
"Decent credit facility with an easy application process. The Pay in 3 and interest-free periods make spreading costs stress-free. It's safe and gives added peace of mind, though you should keep an eye on interest rates if you don't pay the balance off quickly." Reviewed on: 6th July 2026
Columbus I's avatar
Columbus I

PayPal stands out as a top retail provider.

5
PayPal stands out as a top contender for Best Retail Finance Provider, combining ultimate checkout convenience with stellar customer support.Flawless Usability: The platform integrates seamlessly with thousands of online retailers for instant, secure purchases.Flexible Payments: Features like "Pay in 3" offer buyers excellent financial flexibility at checkout.Outstanding Support: My experience was backed by fast, professional, and highly helpful customer service. Reviewed on: 6th July 2026
gary hemmings's avatar
gary hemmings

PayPal stands out as a top retail provider.

5
PayPal stands out as a top contender for Best Retail Finance Provider, combining ultimate checkout convenience with stellar customer support.Flawless Usability: The platform integrates seamlessly with thousands of online retailers for instant, secure purchases.Flexible Payments: Features like "Pay in 3" offer buyers excellent financial flexibility at checkout.Outstanding Support: My experience was backed by fast, professional, and highly helpful customer service. Reviewed on: 6th July 2026
gary hemmings's avatar
gary hemmings

Simple smart

5
Simple easy to use and offers buyers protection. Reviewed on: 6th July 2026
Sonja D's avatar
Sonja D

Easy to use,

5
Easy to use, option of paying in installments. Reviewed on: 6th July 2026
One day 's avatar
One day

Paypal has been very helpful for my online shopping,...

5
Paypal has been very helpful for my online shopping, giving me security and peace of mind. Reviewed on: 6th July 2026
Kesiena B's avatar
Kesiena B

Great for last minute purchases

5
I have found paypal credit excellent for when I want to book a last minute holiday, or make an expensive purchase for a birthday or Christmas. Reviewed on: 6th July 2026
Kerry M's avatar
Kerry M

I find PayPal credit very useful and simple to use i...

5
I find PayPal credit very useful and simple to use it allows me to make purchases that I want to Reviewed on: 6th July 2026
Rob G's avatar
Rob G

The perfect way

5
It’s really easy to use and set up , you know that you’re always protected no matter what and if any problems arise you be got a team of professionals to back you up and help you solve any problem that happened Reviewed on: 6th July 2026
Mirel F's avatar
Mirel F

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