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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Great service .

Easy great service, highly recommend. Reviewed on: 6th July 2026

I didn’t know that PayPal offered credit cards but i...

I didn’t know that PayPal offered credit cards but it’s very flexible in terms of options to delay and pay etc Reviewed on: 6th July 2026

I find PayPal so quick and easy to use and most onli...

I find PayPal so quick and easy to use and most online stores accept them. Love the texts reminding me of a payment and 3 month payment plan. Reviewed on: 6th July 2026

Great service

Great service, really clear & easy to use and understand the options Reviewed on: 6th July 2026

Used PayPal credit many times with success

Used PayPal credit many times and have found the experience seamless without any issues. Reviewed on: 6th July 2026

Great experience

It is a really good product as you can spread the payment over 3 months Reviewed on: 6th July 2026

PayPal provides a simple and easy to understand serv...

PayPal provides a simple and easy to understand service that is excellent value. Reviewed on: 6th July 2026

Outstanding Service and Convenience.

PayPal Credit has been outstanding. It’s quick to use, incredibly convenient, and works smoothly across every retailer I’ve tried. Customer service has been consistently helpful, and the whole setup feels secure and reliable. A genuinely excellent experience from start to finish. Reviewed on: 6th July 2026

Excellent service provided, very easy to use.

Excellent service provided, very easy to use. ABSOLUTLEY no problems here 10/10 First class Reviewed on: 6th July 2026

Regular user

Use paypal regularly including pay in three an excellent app and easily accessible Reviewed on: 6th July 2026

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