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PayPal: PayPal Credit reviews

4.90
Based on 103,099 reviews, last reviewed 10th May 2026
2411400% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When it works it works Never had issues until.this year when I thought I had teh DD setup but that wasn't the case. Tuis caused a delayed payment and a £12 fee, something th... Read more Reviewed on: 10th May 2026
Andrei J's avatar
Andrei J

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103099)

Very good!

5
Very good!I m happy to use PayPal Reviewed on: 17th April 2026

Easy to use always available once in place

5
Easy to use always available once in place Reviewed on: 17th April 2026

Been with paypal for over 10 years!

5
Been with paypal for over 10 years. So convenient and user friendly. Always recommended to friends and family. Reviewed on: 17th April 2026

Paypal creates safe and easy method of payments.

5
Paypal creates safe and easy method of payments.resolve disputes effeciently and gives peace of mind Reviewed on: 17th April 2026

Great and easy

5
Everything runs quick and easy had 1 issue once which was quickly sorted Reviewed on: 17th April 2026

Never had any problems using PayPal.

5
Never had any problems using PayPal. Customer service is excellent, only needed to contact once and very helpful. Highly recommend and so easy to use. Reviewed on: 17th April 2026

Good experience smart way to shop using it

4
Good experience smart way to shop using it Reviewed on: 17th April 2026

Good lenders, multiple ways you can pay which is alw...

5
Good lenders, multiple ways you can pay which is always handy Reviewed on: 17th April 2026

Excellent service

5
I have very rarely had an issue with PayPal. Been using it for years. Love the pay in three. Think I’ve only contacted customer service once and issue resolved straight away Reviewed on: 17th April 2026

Easy to use, payment safety, would be better if avai...

5
Easy to use, payment safety, would be better if available in a wider variety of outlets, maybe a pay in 12 option would work rather than only pay in 3 Reviewed on: 17th April 2026

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