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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Great service used for many years

Used it for years great service for credit sending money to businesses and friends and easy checkout when buying online Reviewed on: 6th July 2026

Makes life a little easier.

Makes life a little easier.. easy to use Reviewed on: 6th July 2026

Never had any problems and customer service is excel...

Never had any problems and customer service is excellent Reviewed on: 6th July 2026

I wouldn’t be without PayPal

I have now been using PayPal for many years. As well as making online purchasing easier and quicker I also know that I have the added protection of PayPal security behind each transaction. I love Paypal credit system… large purchases, Christmas, unexpected purchases can all be put onto my credit facility so that I can budget for their repayment in easy instalments. Would recommend to anyone to use PayPal! Reviewed on: 6th July 2026

Points help

Fantastic way to use card and enjoy spending points Reviewed on: 6th July 2026

Good deal with reasonable APR and payment terms.

Good deal with reasonable APR and payment terms. Reviewed on: 6th July 2026

would recommend to anyone

Always there when you need it and always safe and secure Reviewed on: 6th July 2026

Ease of use.

Ease of use. Just all round good experience. Especially those who might want to keep a low amount. Reviewed on: 6th July 2026

Easy to use website, great way to safely buy product...

Easy to use website, great way to safely buy products and services Reviewed on: 6th July 2026

Buying and paying safely.

A safe, secure and value way of getting what you want. Reviewed on: 6th July 2026

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