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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Reliable way to purchase products

Always use PayPal for purchases and transferring money i kniw it will be safe. PayPal has been really great when a purchase went wrong. Money back guaranteed Reviewed on: 6th July 2026

Great service

Great service, never any issues and always available on every website. The addition of a card you can add to gpay is fantastix Reviewed on: 6th July 2026

Life saver when I needed it the most.

Life saver when I needed it the most. Credit was offered and payments have been affordable and flexible. Reviewed on: 6th July 2026

PAYPAL credit is reliable and accessible

PAYPAL credit is reliable and their services is readily accessible. Overall, it has helped in managing one's finances. Reviewed on: 6th July 2026

Want a good responsible lender, call PayPal now.

It would seem that PayPal are a responsible lender they don't give credit increases willy nilly, you've got to earn it, which is a good thing tbh, they also seem very good if you experience any problems or if your worried about scams etc, I've been with them for a few years now and overall I have no complaints at all. Reviewed on: 6th July 2026

Always use paypal have for many years

Always use paypal have for many years Reviewed on: 6th July 2026

Found anytime I have to speak to customer service, t...

Found anytime I have to speak to customer service, they are courteous, listen to what you are questioning. Find relevant answers Reviewed on: 6th July 2026

Love PayPal

The pay in 3 when buying items over £20 and the 4 months free interest on credit cards in brilliant, I use it all the time Reviewed on: 6th July 2026

Really good easy to use only finding it best way to...

Really good easy to use only finding it best way to pay Reviewed on: 6th July 2026

I love paypal , i love the flexibility of interest f...

I love paypal , i love the flexibility of interest free for 4 months pay in 3 just perfect for me Reviewed on: 6th July 2026

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