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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Great experience and good way to pay

Great experience and good way to pay Reviewed on: 6th July 2026

Great way to pay.

Great way to pay. Quick and convenient, possibility to pay in instalments. Reviewed on: 6th July 2026

Love PayPal it's a god send, help me out so much ver...

Love PayPal it's a god send, help me out so much very fair trust worthy to id recommend to anyone so easy to understand, they are very fair with their interest ill stay with PayPal for ever need the truth be known all round amazing Reviewed on: 6th July 2026

Easy to use and allows me to manage my money...

Easy to use and allows me to manage my money with ease Reviewed on: 6th July 2026

Awesome and perfect

The ease in navigating through the app is awesome. Reviewed on: 6th July 2026

Easy to use

Easy to use. Maybe a bit too easy as I have racked up a bit of debt on it lol. I have had PayPal for years. It’s good for sending money over to friends and family too. I love the pay in 3 option as this gives me more time to pay for bigger purchases. Reviewed on: 6th July 2026

Top dollar!

So easy to use and even has its own card now. Recognised everywhere. So many pay options to suit all pockets and great to use in a financial emergency. Reviewed on: 6th July 2026

I have been with PayPal for many years as an ebay me...

I have been with PayPal for many years as an ebay member. But then when the options of PayPal credit and pay in 3 became available I started using those services for more expensive purchases so I could budget better. This has saved me high credit card interest which helped me financially. Reviewed on: 6th July 2026

PayPal credit is a very good for having as a back up...

PayPal credit is a very good for having as a back up in case any things you need to pay you always know that it is there Reviewed on: 6th July 2026

Simple & Easy to use

PayPal make transactions simple and easy to follow Reviewed on: 6th July 2026

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