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PayPal: PayPal Credit reviews

4.90
Based on 103,130 reviews, last reviewed 10th May 2026
2412750% increase in 5 star reviews
in the past 90 days
7100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It’s good - easy to use, reliable, trustworthy It’s good - easy to use, reliable, trustworthy Reviewed on: 10th May 2026
Dawn Gray's avatar
Dawn Gray

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026
CK's avatar
CK

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103130)

The flexibility PayPal offers on paying for my purch...

5
The flexibility PayPal offers on paying for my purchases is by far the best and most convenient way to shop Reviewed on: 17th April 2026

Very good!

5
Very good!I m happy to use PayPal Reviewed on: 17th April 2026

Easy to use always available once in place

5
Easy to use always available once in place Reviewed on: 17th April 2026

Been with paypal for over 10 years!

5
Been with paypal for over 10 years. So convenient and user friendly. Always recommended to friends and family. Reviewed on: 17th April 2026

Paypal creates safe and easy method of payments.

5
Paypal creates safe and easy method of payments.resolve disputes effeciently and gives peace of mind Reviewed on: 17th April 2026

Great and easy

5
Everything runs quick and easy had 1 issue once which was quickly sorted Reviewed on: 17th April 2026

Never had any problems using PayPal.

5
Never had any problems using PayPal. Customer service is excellent, only needed to contact once and very helpful. Highly recommend and so easy to use. Reviewed on: 17th April 2026

Good experience smart way to shop using it

4
Good experience smart way to shop using it Reviewed on: 17th April 2026

Good lenders, multiple ways you can pay which is alw...

5
Good lenders, multiple ways you can pay which is always handy Reviewed on: 17th April 2026

Excellent service

5
I have very rarely had an issue with PayPal. Been using it for years. Love the pay in three. Think I’ve only contacted customer service once and issue resolved straight away Reviewed on: 17th April 2026

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