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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Nice and easy

I find it simple to use and handy to pay for things online and if i have a dispute I can go through them. Good service. Reviewed on: 6th July 2026

I have PayPal credit and when it comes with the firs...

I have PayPal credit and when it comes with the first 4 months interest is perfect for me Reviewed on: 6th July 2026

Peace of mind by paying with PayPal

Peace of mind by paying with PayPal Reviewed on: 6th July 2026

PayPal Pay in 3 is my favourite feature.

PayPal Pay in 3 is my favourite feature. It is so convenient. It is easy to see exactly where you are by looking in the account. Balance and upcoming payments are clearly shown. Reviewed on: 6th July 2026

Simple the best, good financial products

Simple the best, good financial products Reviewed on: 6th July 2026

Easy and very practical

Easy and very practical, great over all experience . Reviewed on: 6th July 2026

Paypal is the safest way to online

Paypal is the safest way to pay online and is accepted almost everywhere Reviewed on: 6th July 2026

Grateful to have PayPal Credit Card

I am very grateful to have PayPal Credit Card, it helps me a lot! Reviewed on: 6th July 2026

Safe and secure would highly recommend

PayPal is a good effective way to have security on your purchases and is very handy to have personally I would say that PayPal are the best credit options and I feel happy and comfortable when spending through them Reviewed on: 6th July 2026

Easy to use app and love for it to be mainstream pay...

Easy to use app and love for it to be mainstream payment app in the uk Reviewed on: 6th July 2026

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