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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Easy to use,clear terms and conditions, it's a easy...

Easy to use,clear terms and conditions, it's a easy to spend and really easy to work out payments due to great payment terms. Reviewed on: 6th July 2026

I have found PayPal extremely helpful with budgeting.

I have found PayPal extremely helpful with budgeting. It is especially useful for large purchases for the home giving great flexibility Reviewed on: 6th July 2026

Paypal assisted me with scammer.

Had to deal with a fraudulent transaction and PayPal agreed with me and assisted and told me that as I suspected that the buyer was trying to scam me, during a sale through facebook marketplace. Reviewed on: 6th July 2026

Easy to apply for and good rates

Easy to apply for and good rates Reviewed on: 6th July 2026

Always helped me when money short to get buy without...

Always helped me when money short to get buy without charging to much interest Reviewed on: 6th July 2026

Great app Great service great value for money best a...

Great app Great service great value for money best about very trustworthy Reviewed on: 6th July 2026

Perfect credit platform

I have been using PayPal credit for some time now and find it gives me the perfect platform to repay outstanding balances over a 4 month period whenever I need it Reviewed on: 6th July 2026

Very happy with PayPal from the start up too now a...

Very happy with PayPal from the start up too now a few years later always happy to help and help my buy things u want /need Reviewed on: 6th July 2026

No Quibble

I’m the two occasions when I have had issues with retailers, Pay Pal has positively responded and have refunded my money without much quibble Reviewed on: 6th July 2026

I find PayPal so easy to use and the 3 months intere...

I find PayPal so easy to use and the 3 months interest free allows me to purchase items and pay in instalments. Saves all the hassle putting card details in. PayPal is great for me. Reviewed on: 6th July 2026

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