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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Pay choices

Just so easy to use and payment choice Reviewed on: 6th July 2026

Iveae been a number of years and I ca...

Ive been using PayPal for a number of years and I can honestly say PayPal has been excellent with me if ive ever had a problem it has always been sorted with no problems all transactions have been so smooth Reviewed on: 6th July 2026

Good service

It was good. Good customer service. No fees. Love it. Reviewed on: 6th July 2026

PayPal Credit is straight forward to use.

PayPal Credit is straight forward to use. I haven't paid interest due to the easy payments for 4 months and feel such value for money, as a customer and I trust PayPal. I have had 2 issues in the past, both were handled very well, over the phone and via chat. My issues were understood and sorted out the same day. Also using PayPal I know I have a little more protection when shopping. Reviewed on: 6th July 2026

Excellent experience with money worth spending

Excellent experience with money worth spending Reviewed on: 6th July 2026

PayPal is often my go to payment method.

PayPal is often my go to payment method. If itsofdered, I will use it. Sonce I do a lot of shopping online, it saves putting my card details out all over the place and reduces any risk. Reviewed on: 6th July 2026

Easy to use the app very good options to use pay in...

Easy to use the app very good options to use pay in 3 or credit. Kept up to date with payments due. And easy to transfer money back to your account for refunds Reviewed on: 6th July 2026

I have not used it a lot but I find your decisions o...

I have not used it a lot but I find your decisions on denying PayPal credit harsh Reviewed on: 6th July 2026

Been with paypal for a long time always been a good...

Been with paypal for a long time always been a good service. Reviewed on: 6th July 2026

PayPal is the way forward!

PayPal is so convenient & reliable. I’ve used PayPal for years & never had an issue. A plus PayPal. Reviewed on: 6th July 2026

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