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PayPal: PayPal Credit reviews

4.90
Based on 103,174 reviews, last reviewed 10th May 2026
2414750% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Gives you options on how to pay as payment pl... PayPal Gives you options on how to pay as payment plans are available. Reviewed on: 10th May 2026
Jay F's avatar
Jay F

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103174)

Useful card..

5
This is the easiest way to pay and not worry about fraud. Using PayPal makes my life easier. Reviewed on: 17th April 2026

I feel safer shopping online with PayPal, any online...

5
I feel safer shopping online with PayPal, any online shopping issues I have had have been far easier when I have used PayPal I shop with confidence as I know I have great protection and support.it has definitely improved my online shopping experience Reviewed on: 17th April 2026

It has been hassle free and excellent service all th...

5
It has been hassle free and excellent service all the way Reviewed on: 17th April 2026

Always have great experience with PayPal and any iss...

5
Always have great experience with PayPal and any issues resolved promptly Reviewed on: 17th April 2026

Easy to use

5
Used PayPal for years. Great app Reviewed on: 17th April 2026

Excellent service

5
Never had any issues with PayPal and the security of purchases is second to none Reviewed on: 17th April 2026

Simple secure gives confidence and

5
Simple secure gives confidence and Reviewed on: 17th April 2026

Fuss free spending

5
PayPal credit has been a fuss free product for me for a number of years now which o can rely on and helps me to manage my life. It's so simple and easy to keep track of. Reviewed on: 17th April 2026

Great customer service

5
Been with paypal credit for years never had a problem with them Reviewed on: 17th April 2026

Easy to use straight forward transactions

5
Easy to use straight forward transactions notifies you when you need to pay things off. Never had any problems or the need to use the customer service team but don't doubt that if it came to needing to contact them that it would be officiant also. Reviewed on: 17th April 2026

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