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PayPal: PayPal Credit reviews

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4.90
Based on 104,103 reviews, last reviewed 11th May 2026
2457650% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very fast and trustworthy using is simple and not co... Very fast and trustworthy using is simple and not complicated Reviewed on: 11th May 2026
Arturas V's avatar
Arturas V

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104103)

Very good service.

5
Very good service. Always put customer first. Very reasonable and prompt in dealing with issues. Easy to contact. Reviewed on: 17th April 2026
Sheena G's avatar
Sheena G

Great Value Pay In Service

5
Pay in services are very good value interest free ways to purchase, the details presented are clear and options to continue to pay after the interest free period are clear. Customer services have always been polite and try to help when I have had any need to contact them. Reviewed on: 17th April 2026
David's avatar
David

Nice just choose PayPal at the on...

5
Nice and easy to use - just choose PayPal at the on line till and that’s it! Great offer 4 months without interest, always, and forever! Gives you enough time to get it sorted whenever is convenient for you! Reviewed on: 17th April 2026
Tomek S's avatar
Tomek S

Good source of credit and easy to use could be clear...

3
Good source of credit and easy to use could be clearer what interest is being incurred Reviewed on: 17th April 2026
Katy W's avatar
Katy W

Easy to use.

5
Easy to use... flexible repayment option Reviewed on: 17th April 2026
IRETI A's avatar
IRETI A

Availability to use

5
Good availability to be able use PayPal credit Reviewed on: 17th April 2026
Dan j's avatar
Dan j

Always use PayPal top dogs would never use anything...

5
Always use PayPal top dogs would never use anything else Reviewed on: 17th April 2026
Leighton w's avatar
Leighton w

Paypal credit is perfect for your short term plans

5
I have been using Paypal credit for years, it's so easy to use and I know I have different options to spread the payments if necessary. Reviewed on: 17th April 2026
Michael McDonald's avatar
Michael McDonald

Pretty easy to use, like all credit.

4
Pretty easy to use, like all credit. Interest rates seem a bit lower than the likes of Klarna Reviewed on: 17th April 2026
Irishbuddha's avatar
Irishbuddha

Amazing and perfect for me every single time.

5
Amazing and perfect for me every single time. Safe and convenient. Never been a difficult situation alway straight forward and easy. Would use everywhere if I could. Refunds are also quick and stressful. Using PayPal you know they will help you with anything that could happen. Reviewed on: 17th April 2026
Zahida i's avatar
Zahida i

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