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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Excellent service, fast transaction, very accessible,

Excellent service, fast transaction, very accessible, Reviewed on: 6th July 2026

Used PayPal for years always dependable and easy to...

Used PayPal for years always dependable and easy to use Reviewed on: 6th July 2026

Very easy, reliable & trustworthy.

Very easy, reliable & trustworthy. Reviewed on: 6th July 2026

I feel safe using PayPal plus the app is very easy t...

I feel safe using PayPal plus the app is very easy to use. I can check my account anytime easily. I feel in control, Reviewed on: 6th July 2026

Paypal very easy to use

Paypal very easy to use straightforward most helpful to spread costs on lots of stuff,purchases and more. Reviewed on: 6th July 2026

Paypal gave me a credit with 0% interest for four mo...

Paypal gave me a credit with 0% interest for four month which is incredible Reviewed on: 6th July 2026

Very easy and without problem.

Very easy and without problem. It’s good how most online purchases now have PayPal option to pay. I have not had much experience with customer service but the little that I have has been great. I would wholeheartedly recommend PayPal to everyone though I think most people know about it and use already Reviewed on: 6th July 2026

I'm a regular user of PayPal credit, it's extremely...

I'm a regular user of PayPal credit, it's extremely handy for large purchases and spreading the payments. They also helped me get a refund for a item that wasn't as advertised. Reviewed on: 6th July 2026

I love paypal its so easy and convenient to use, and...

I love paypal its so easy and convenient to use, and you are protected which is 100% bonus Reviewed on: 6th July 2026

Customer service is excellent and very fair your mon...

Customer service is excellent and very fair your money is always protected with PayPal. I like that you can pay with easy payments and can have the item you want a little earlier . Great for birthdays Xmas etc when you can manage your budget without getting into debt. Reviewed on: 6th July 2026

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