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PayPal: PayPal Credit reviews

4.90
Based on 104,156 reviews, last reviewed 11th May 2026
2460050% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and straight forward Very good experience and straight forward Reviewed on: 11th May 2026
Mary J's avatar
Mary J

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104156)

Love it it’s so easy to use and conveniently accepte...

5
Love it it’s so easy to use and conveniently accepted in most online shops Reviewed on: 17th April 2026

I have good experience with paypal

4
I have good experience with paypal Reviewed on: 17th April 2026

Highly recommended

5
I recommend, I’d suggest using PayPal; it’s quite reliable. If I’m buying something online and PayPal isn’t an option, I might not proceed because PayPal can help with refunds if the item is faulty or the website is a scam Reviewed on: 17th April 2026

Very helpful straight forward , it’s a life saver ea...

5
Very helpful straight forward , it’s a life saver easy to access and make payments . Very grateful Reviewed on: 17th April 2026

A great way to budget for your spending needs

5
It’s a great way to budget for your spending needs. Allows me to keep precise control over my finances. Reviewed on: 17th April 2026

Best way to handle money is PayPal.

5
Best way to handle money is PayPal. Reviewed on: 17th April 2026

I have used for many years and happy with the...

5
I have used for many years and happy with the service Reviewed on: 17th April 2026

Always responding in any issue.

5
Always responding in any issue. Excellent customer service Reviewed on: 17th April 2026

Good experience with multiple sellers.

5
Good experience with multiple sellers. Communication was prompt when needed for any issues and delivery was fast, with items as described. When items were not as described or not legitimate, communication experience was very good and the issues were resolved quickly Reviewed on: 17th April 2026

Find PayPal useful for those items that just need a...

5
Find PayPal useful for those items that just need a little more time to pay off Reviewed on: 17th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review