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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Varied financial options handy when times are hard

Varied financial options handy when times are hard Reviewed on: 6th July 2026

Easy to use.

Easy to use. App also easy to get around. When I've spoken to customer service they know exactly what they are talking about Reviewed on: 6th July 2026

PayPal credit

Love using PayPal credit, it's easy to use as preferred method of payment plus gives you extra time to pay off Reviewed on: 6th July 2026

Best payment provider

Easy to setup. Very Secure, Great payment options, very helpful staff. It has an easy to use interface. Great experience, worry free and very trustworthy digit wallet to link your accounts and make payments Reviewed on: 6th July 2026

Great back up for expensive purchases

Great back up for expensive purchases Reviewed on: 6th July 2026

PayPal has been giving a fantastic online shopping e...

PayPal has been giving a fantastic online shopping experience with the trust support I need to buy online, thank you Reviewed on: 6th July 2026

Very convenient .

Very convenient . Easy access and quick response Reviewed on: 6th July 2026

Long time PayPal user

Use regularly the pay in 3 option has takes the weight off paying full amount and doesn't charge any interest Reviewed on: 6th July 2026

Quick and easy.

Quick and easy. Logging in online the use is so simplified it is user friendly and will use it for all sorts of shopping. Reviewed on: 6th July 2026

Convenient way to pay with an amount of security

Convenient way to pay with an amount of security Reviewed on: 6th July 2026

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