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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,207 reviews, last reviewed 11th May 2026
2462500% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Intrest free deals... There's always deals on for interest free payment on there, I think it great Reviewed on: 11th May 2026
Logan P's avatar
Logan P

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104207)

A first class service from PaypPal

5
A first class service from PaypPal Reviewed on: 17th April 2026
alexc's avatar
alexc

Paypal credit is extremely useful to have

5
Paypal credit has been very useful to have especially when you need to purchase essential items for the home. Its also the monthly repayment is extremely good as it not expensive. Reviewed on: 17th April 2026
Wayne oliver 's avatar
Wayne oliver

Always reliable.

5
Always reliable. Never had a problem Reviewed on: 17th April 2026
Mike H's avatar
Mike H

I have all you will need all to be able to spread...

5
I have all found it very useful to be able to spread the cost of my purchases and knowing how much you can spend each month Reviewed on: 17th April 2026
julian h's avatar
julian h

Always reliable and easy to use

5
Always reliable and easy to use, like a a good friend, you know is there when you need it for most. Reviewed on: 17th April 2026
Chris 's avatar
Chris

Good value for money.

4
Good value for money. They respond promptly when required. Reviewed on: 17th April 2026
AnonymousSK's avatar
AnonymousSK

Good customer service and easy app to use

4
Good customer service and easy app to use Reviewed on: 17th April 2026
Louise M's avatar
Louise M

Easy to use and reliable, so widely available to use...

5
Easy to use and reliable, so widely available to use and like having the assurance and security with it. Reviewed on: 17th April 2026
Becky O's avatar
Becky O

Paypal credit is a good way to manage monthly cashflow

4
Paypal credit is a good way to manage month to month cashflow and liquidity in your current account but I find because its so simple to use it is easy to not quite keep a track on how many small credit items you have running which can add up. Its definitely not set and forget. Also its not clear on how to make a one-off payment clear a specific credit amount which is frustrating. For example I have 3 transactions for Apple produces at the moment. A feature to allow a user to click through from a credit transaction and clear that one would be helpful. Despite that its a great help month by month Reviewed on: 17th April 2026
PaulZ's avatar
PaulZ

Paypal is excellent and provides peace of mind with...

5
Paypal is excellent and provides peace of mind with purchases you make. Reviewed on: 17th April 2026
tom Clark's avatar
tom Clark

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