Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Clear communication with respect for the customer

Easy to checkout with and clear on terms at the point of purchase. Information regarding each purchase is available on their site. Regular communications about balance, savings that can be made if repayment value is increase and date of payments gives me the feeling that I am a customer, not just a monthly payment. Reviewed on: 6th July 2026

Reliable and Safe

It’s easy to use and very reliable- the app is great too Reviewed on: 6th July 2026

Good for when you need a little longer to pay for th...

Good for when you need a little longer to pay for things for example towards the end of the month just before you get paid. Very easy and smooth process. I would recommend as you normally get 4 months interest free. Reviewed on: 6th July 2026

Fast decisions and app easy to use

Fast decisions and app easy to use Reviewed on: 6th July 2026

Great lender

So easy to deal with. I have been using it for years Reviewed on: 6th July 2026

Everything about Paypal is made so easy.

Everything about Paypal is made so easy. Whether it be quick payments, money transfers or the credit and pay in 3 options, the ease of use creates a simple and friendly customer experience. Reviewed on: 6th July 2026

Been using PayPal for years now using PayPal credit.

Been using PayPal for years now using PayPal credit. Easy to use like pay later and pay in installments options Reviewed on: 6th July 2026

Top marks

I only needed to call customer service once and my query was handled quickly and efficiently. Top marks. Reviewed on: 6th July 2026

My PayPal money friend

I think PayPal saves you money offers great deals pay later interest free flexibility with payments always ensure you pay on the due date hassle free easy to check on funds Reviewed on: 6th July 2026

PayPal online purchases

PayPal is my preferred payment method for online purchases because it's reliable, secure, and quick to use. It gives me confidence when shopping online, knowing my payment details are protected and transactions are straightforward. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub