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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Trebor84

It works for me and that is what counts. Reviewed on: 6th July 2026

Great service, excellent benefits

Great service, excellent benefits. Always have good offers Reviewed on: 6th July 2026

Safe purchases.

The safest transactions and purchases. Especially when shopping on untried marketplaces. Reviewed on: 6th July 2026

Useful 0% interest period

Useful 0% interest period – but like all credit offers, care needed to keep up with repayments Reviewed on: 6th July 2026

PayPal is easy to use at point of sale if available.

PayPal is easy to use at point of sale if available. I use PayPal for all of my online purchases. I have not gone through with a purchase if PayPal isn’t available Reviewed on: 6th July 2026

Been great, no issues.

Been great, no issues. Easy to use & good communication. Reviewed on: 6th July 2026

Excellent for general finance management

Excellent for general finance management Reviewed on: 6th July 2026

Always reliable.

Always reliable. Easy to make and manage payments Reviewed on: 6th July 2026

Always use

No bad reports, very happy with the service. Reviewed on: 6th July 2026

Very useful

Very useful for online purchases. Makes it really easy. Reviewed on: 6th July 2026

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