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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

...Quick and Easy payment

Always a quick and Reliable service to use purchasing a variety of items.From Food and Drink to Holidays. Just a great transaction app. Reviewed on: 6th July 2026

Fed the family

It's literally been a lifesaver on more than one occasion. Reviewed on: 6th July 2026

Paypal Credit

Paypal Credit - Good service, very straightforward and good communication. The statements and the notifications are helpful and informative. The paypal app is also a good tool to help manage the credit and also keep on top of payments or further payments Reviewed on: 6th July 2026

Was going on holiday so having 4 months interest fre...

Was going on holiday so having 4 months interest free really helped by paying off in chunks. Reviewed on: 6th July 2026

PayPal credit as option to buy and pay later

I love using paypal credit as it is amazing option to buy and pay later, however it is not helpful when it comes to dispute, no help at all, rather I felt like I am guilty Reviewed on: 6th July 2026

PayPal is great for me.

PayPal is great for me. I never notice the interest and having the app makes it easy to use Reviewed on: 6th July 2026

I really enjoy using PayPal; everything is easy to use.

I really enjoy using PayPal; everything is easy to use. Reviewed on: 6th July 2026

It met my needs and very user friendly without any f...

It met my needs and very user friendly without any fuss. Reviewed on: 6th July 2026

Pay in 3 is great.

Pay in 3 is great. Interest rates are very competitive. Reviewed on: 6th July 2026

Safe and reliable

I use paypal because it feels a safe way to buy things online. I don’t have to give my account details to anyone. I have also used their pay in 3 instalments service to help spread the amount of a more expensive item over 3 months. Reviewed on: 6th July 2026

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