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PayPal: PayPal Credit reviews

4.73
Based on 181,138 reviews, last reviewed 1st Sep 2026
10% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026
Rodica P's avatar
Rodica P

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

Great Product

5
Very easy to use and simplifies larger purchases Reviewed on: 6th July 2026

I use it for credit, bank and 3 and has always been...

4
I use it for credit, bank and 3 and has always been great Reviewed on: 6th July 2026

Simply the best

5
I’m so in love with PayPal always there when I need something never had a bad moment Reviewed on: 6th July 2026

I have had zero issues used Paypal.

4
I have had zero issues used Paypal, when I needed to call Customer Services they were very helpful, but that was a personal issue and not an issue with Paypal. Reviewed on: 6th July 2026

Very good

5
Very good, no issues at all. Easy to apply Reviewed on: 6th July 2026

I’m very happy with pay pal and never had any problems.

5
I’m very happy with pay pal and never had any problems. I’m using it very often if I can pay with pay pal Reviewed on: 6th July 2026

brill service no problems dose exactly what I want

5
brill service no problems dose exactly what I want Reviewed on: 6th July 2026

Fantastic company, makes paying so easy.

5
Fantastic company, makes paying so easy. Reviewed on: 6th July 2026

Quick to access, convenient to use the credit.

5
Quick to access, convenient to use the credit. Reviewed on: 6th July 2026

Great tool to use for protecting payments and spread...

4
Great tool to use for protecting payments and spreading costs Reviewed on: 6th July 2026

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