Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,316 reviews, last reviewed 11th May 2026
2467750% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast return money if we return the goods Fast return money if we return the goods Reviewed on: 11th May 2026
Glaukx's avatar
Glaukx

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104316)

Great app easy to use , feels safer for online shopp...

5
Great app easy to use , feels safer for online shopping Reviewed on: 17th April 2026

Generally PayPal credit is helpful

4
Generally PayPal credit is helpful Reviewed on: 17th April 2026

Great service

5
Have been using it for a few years and never had a problem with PayPal. Reviewed on: 17th April 2026

A great way treat yourself.

5
PayPal credit is excellent for getting those things that you need then paying them off when you have the money. Reviewed on: 17th April 2026

PayPal and PayPal credit is excellent, it's quick a...

5
PayPal and PayPal credit is excellent, it's quick and easy and affordable repayments , I'm a mechanic and don't always carry my card so I'm a click away from paying for an item , excellent service and customer service and care , thank you Reviewed on: 17th April 2026

PayPal Simple & Safe

5
PayPal is simple to use but ultimately it makes transaction online much safer. Reviewed on: 17th April 2026

excellent provider

5
excellent provider, easy to manage online no hassle at all. accepts everywhere Reviewed on: 17th April 2026

Good service and easy to use plus more time to pay a...

5
Good service and easy to use plus more time to pay at a decent rate Reviewed on: 17th April 2026

Have always been fair with me, i pay alot of iteams...

5
Have always been fair with me, i pay alot of iteams its a big help Reviewed on: 17th April 2026

Fabulous

5
Its great its fabulous its handy Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49367 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3711 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
    View all products