Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

I enjoy using PayPal.

I enjoy using PayPal. Sometimes I do find the app slow and the information provided a little confusing and difficult. Reviewed on: 6th July 2026

Easy to use and and access what’s available via the...

Easy to use and and access what’s available via the app Reviewed on: 6th July 2026

Used paypal for years never had any issues with them.

Used paypal for years never had any issues with them. Great service all round whether be just for online buying with extra of buy now pay later or credit online card. Come with good online protection aswell what's not to like Reviewed on: 6th July 2026

Quick, east and confident.

Used PayPal credit which was quick and easy. Made a big payment on there recently which gave me confidence. Reviewed on: 6th July 2026

Very simple steps for paypal credit

Very simple steps for paypal credit Reviewed on: 6th July 2026

Good value for money and quick responses

Not had any issues that weren't sorted fairly quickly, good offers and good way to move money. Reviewed on: 6th July 2026

Would recommend

I've always had a positive experience from PayPal Credit and PayPal as a whole. always with value for money. I have recommended it to friends in the past. Reviewed on: 6th July 2026

Supeeb Great support

Great support and readily available methods of payment Reviewed on: 6th July 2026

Very easy to use.

Very easy to use. Paypal credit is very competitive. So easy to use. Reviewed on: 6th July 2026

PayPal is clear and fast with payment their service...

PayPal is clear and fast with payment their service is second to none Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub