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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,503 reviews, last reviewed 11th May 2026
2476050% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy the freedom that PayPal gives me with PayP... I enjoy the freedom that PayPal gives me with PayPal credit. Easy to view and pay. I always recommend to family and friends Reviewed on: 11th May 2026
Alio's avatar
Alio

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104503)

Always on hand to help!

5
Always on hand to help! Easy to set up and manage. Reviewed on: 17th April 2026
Aimz's avatar
Aimz

Easy to use

5
The process using PayPal is so easy. Reviewed on: 17th April 2026
Frances M's avatar
Frances M

Always able to help.

5
Always able to help when issues arrive. Never had any problems. Reviewed on: 17th April 2026
rheia B's avatar
rheia B

Paypal is the most transparent financial platform

5
Paypal is the most transparent financial platform to help it's customers use various methods of payment all fully explained and understood, when purchasing online. I feel safe when using PayPal to make payments, send payments and split payments becauae of the security PayPal uses in its services. Reviewed on: 17th April 2026
Cathrine B's avatar
Cathrine B

PayPal (UK): Convenient but Requires Discipline

5
PayPal Credit is a digital credit line integrated directly into the PayPal checkout experience, offering users a quick and flexible way to spread the cost of online purchases. While it can be a useful financial tool, its value largely depends on how responsibly it is used. Reviewed on: 17th April 2026
ADAM from AYR's avatar
ADAM from AYR

Easy to use but Excellent

5
I’ve been using PayPal Credit for a while now and overall it’s a convenient option, especially for spreading the cost of purchases. The application process was straightforward, and it integrates seamlessly with PayPal which makes payments quick and easy. Reviewed on: 17th April 2026
Selia's avatar
Selia

Great service and helpful employees.

5
Great service and helpful employees. Handy to have at all times. Reviewed on: 17th April 2026
Shaun 's avatar
Shaun

All good, nothing bad so far.

5
All good, nothing bad so far. Easy to use app Reviewed on: 17th April 2026
Nik's avatar
Nik

trust and confidence

5
Never had a problem with purchasing and follow up give me the confidence to purchase products with trust and confidence Reviewed on: 17th April 2026
Simon 's avatar
Simon

Reliable and trustworthy for online payments.

5
Reliable and trustworthy for online payments. I know my money and spendings are safe. Reviewed on: 17th April 2026
Alice P's avatar
Alice P

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