Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

PayPal are always available to help with any queries...

PayPal are always available to help with any queries you may have, they are very knowledgable and are always happy to help. It’s also great to have piece of mind that all purchases are protected and the 4 months interest free credit is excellent. Reviewed on: 6th July 2026

Great service

Never ever had any problems. Of so PayPal team is always on top to help. Easy to use anywhere anytime. Reviewed on: 6th July 2026

Easy and convenient to use service

Easy and convenient to use service Reviewed on: 6th July 2026

Friendly, knowledgeable staff.

Friendly, knowledgeable staff. Polite and helpful. Reviewed on: 6th July 2026

Fabulous credit service

PayPal credit has given me the ability to spread costs for larger spends that I have needed to make. There is little hassle being approved and the billing and expectations are clear. Reviewed on: 6th July 2026

IT IS A SAFE AND EASY WAY TO PAY ESPECIALLY FOR TRAN...

IT IS A SAFE AND EASY WAY TO PAY ESPECIALLY FOR TRANSACTIONS OUTSIDE OF THE UNITED KINGDOM. Reviewed on: 6th July 2026

Different payment options, love the pay in 3

Different payment options, love the pay in 3 Reviewed on: 6th July 2026

Always an amazing service with PayPal.

Always an amazing service with PayPal. I feel safe paying through here and the customer service is second to none. Reviewed on: 6th July 2026

Great experience that I faced with them

Great experience that I faced with them Reviewed on: 6th July 2026

I've been using PayPal Credit for a while now, and i...

I've been using PayPal Credit for a while now, and it's honestly been one of the most convenient ways to manage bigger purchases. The application was quick and easy, and I was approved almost straight away. I really like how simple it is to keep track of my balance, payments, and spending through my PayPal account. The interest-free offers on qualifying purchases have been a huge help, especially when I've needed to spread the cost without putting pressure on my budget. I've also contacted customer support a couple of times, and they were friendly, helpful, and sorted everything out quickly. As long as you make your payments on time and understand the terms, it's a fantastic service. It's made online shopping much less stressful, and I wouldn't hesitate to recommend PayPal Credit to anyone looking for a flexible and reliable way to pay. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub