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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Long term satisfied user

I have used PayPal for many years and have found it fantastic in terms of ease of use. The pay in 3 has been very helpful to spread the cost of expensive items. You can quickly and easily manage your account from the app as well. Reviewed on: 6th July 2026

its always good

I have used paypal for more than a decade. its always good. never had issues Reviewed on: 6th July 2026

All round winner

PayPal Credit has been fantastic, it's so easy to use either as the original through your account or more recently through the credit card making it accessible for almost any purchase. The flexibility of having 4 months interest free really helps spread the cost without having to incur interest - it's a winner all round. Reviewed on: 6th July 2026

It is very convenient to do online shopping and spre...

It is very convenient to do online shopping and spread the payments . Reviewed on: 6th July 2026

great customer service

Always on the ball in sorting out any issues and great customer service Reviewed on: 6th July 2026

Easy and simple , I love the ui.

Easy and simple , I love the ui. repayments are also easy and I can check my balance any time Reviewed on: 6th July 2026

Excellent Service

I have been using PayPal credit for a long time and have always found it to be useful and easy to use Reviewed on: 6th July 2026

Used for years, always easy, customer service very e...

Used for years, always easy, customer service very efficient Reviewed on: 6th July 2026

I always use PayPal as my number 1 for online purcha...

I always use PayPal as my number 1 for online purchases wherever possible. Reviewed on: 6th July 2026

Great payment method

Good to make payment with paypal credit as it saves you having to psy a large sum and yoi csn save better with 0% interest. It is especially good forr large payments when you can choose an amunt you can osy monyuthly withoyt skinming yourself. Reviewed on: 6th July 2026

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