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PayPal: PayPal Credit reviews

4.90
Based on 104,560 reviews, last reviewed 11th May 2026
2478700% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing overall experience It enable you to build your credit score and is available to use both instore and online at may retailers as well as earning points to spend elsewhere... Read more Reviewed on: 11th May 2026
Ellie O's avatar
Ellie O

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026
AA's avatar
AA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104560)

Love it!

5
Very easy to use, my go to app to make more complex payments. Reviewed on: 17th April 2026

I really love it.

5
I really love it. Paypal never let me down. Reviewed on: 17th April 2026

Very Good

5
Satisfied , no negative experience so far Reviewed on: 17th April 2026

Appreciated help in a tight spot

5
Tried got it really helped for some important purchases Reviewed on: 17th April 2026

PayPal April 2026

5
Really great service. Couldn't fault it. Reviewed on: 17th April 2026

Easy simple and effective usable.

5
Easy simple and effective usable.... Reviewed on: 17th April 2026

Fast and convenient

5
It's very convenient and quick to get an interest-free loan. You can repay it early if possible. Reviewed on: 17th April 2026

Difficult working round online, not very helpful cus...

3
Difficult working round online, not very helpful customer service Reviewed on: 17th April 2026

Paypal credit is really good.

5
Paypal credit is really good. It has a lot of flexibility with how long you have to pay back, more then klara and it actually helps build credit score Reviewed on: 17th April 2026

Always there when I need it.

5
Always there when I need it. The virtual cards are a game changer Reviewed on: 17th April 2026

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