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PayPal: PayPal Credit reviews

4.73
Based on 181,138 reviews, last reviewed 1st Sep 2026
10% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026
Rodica P's avatar
Rodica P

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

Very very easy to use and protected

5
Very very easy to use and protected Reviewed on: 6th July 2026

Great customer service

5
Any problems I have regarding my account advisor happy to help Reviewed on: 6th July 2026

When needed most we’re here to handle it

5
I found PayPal is always there when you need them most. They are quick reliable and just get the job done. Reviewed on: 6th July 2026

Confidence in transactions puts your mind at rest.

5
Confidence in transactions puts your mind at rest. Especially these days with so many scams you hear about. So easy to pay with PayPal. You can select any of your accounts or there’s if you’ve got one with them. And feel comfortable with the process Reviewed on: 6th July 2026

Never have any issues with them.

5
Never have any issues with them. Love using my account. Reviewed on: 6th July 2026

Pay by PayPal

5
Nothing to tell. I use PayPal for transactions they then take the money from a designated bank Reviewed on: 6th July 2026

Reliable & trustworthy in safe hands

5
Reliable & trustworthy in safe hands Reviewed on: 6th July 2026

Great service with the pay in three without incurrin...

5
Great service with the pay in three without incurring interest. The app is awesome in showing how much is owed and how many payments remain. Reviewed on: 6th July 2026

Always a hassle free experience.

5
Always a hassle free experience. would highly reccomend to anyone. Reviewed on: 6th July 2026

I love PayPal credit

5
I love PayPal credit as it gives me the opportunity to pay off the sum in the following 4 months and pay no interest. It gives me the freedom to split large purchases into more manageable chunks. Reviewed on: 6th July 2026

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