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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

I applied for PayPal only last week.

I applied for PayPal only last week. The application went smoothly Reviewed on: 6th July 2026

Why wouldn’t you use PayPal?

For all the years I’ve used PayPal, I have never had any issues, I buy everything online using PayPal, plenty of options of paying my bill, very transparent as well. Reviewed on: 6th July 2026

Class act

Very good works well and very convenient Reviewed on: 6th July 2026

PayPal Credit - A Great, Hassle-Free Way to Pay

PayPal Credit has been a fast, flexible, and reliable way to manage online purchases, especially when I want extra breathing room with payments. It's simple to use, integrates seamlessly at checkout, and gives me the confidence of PayPal's secure platform and 24/7 fraud monitoring. I love that it's widely accepted, easy to track through the app, and offers no-interest financing on qualifying purchases, which makes budgeting much easier. Overall, PayPal Credit has been hassle-free, convenient, and trustworthy - a great option if you want secure online shopping with flexible payment choices. Reviewed on: 6th July 2026

Give yourself breathing space.

Most things I buy are always paid with PayPal credit, for security, ( not giving out card details )as PayPal deals with safely giving your address to company’s & gives you 4 month to pay it up, so not leaving you with no money all at once. Also a few times I have had a 12 month to pay & tells you how much a month for more expensive things. I Love the way PayPal credit works thank you & would recommend to everyone. Reviewed on: 6th July 2026

I use it when it's 0% Apr mostly because it makes th...

I use it when it's 0% Apr mostly because it makes the most sense rather than pay in full or with interest Reviewed on: 6th July 2026

Safe and trustworthy

Very safe and reliable all my transactions I feel safe whenever using PayPal Reviewed on: 6th July 2026

paypal is easy and convenient to use.

paypal is easy and convenient to use. Links well to payments and offers good interest free options plus time to pay Reviewed on: 6th July 2026

Excellent service very quick and easy through the app

Excellent service very quick and easy through the app Reviewed on: 6th July 2026

My go to finance provider, 5 star service

Excellent services, finance with a range of options to suit your purchase requirements along with peace of mind via PayPal protection. Reviewed on: 6th July 2026

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