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PayPal: PayPal Credit reviews

4.73
Based on 181,138 reviews, last reviewed 1st Sep 2026
10% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026
Rodica P's avatar
Rodica P

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

Fast, Secure and Easy to Use

5
I've been using PayPal for a long time, and it's always been a reliable way to send and receive money. The platform is easy to use, transactions are usually fast, and I appreciate the extra layer of security when shopping online. Customer support has also been helpful whenever I've needed assistance. Overall, PayPal is a trustworthy service that makes online payments simple and convenient. I would definitely recommend it to anyone looking for a secure payment platform. Reviewed on: 6th July 2026

I’ve used PayPal for both business and personal use...

5
I’ve used PayPal for both business and personal use and it’s been a. Game changer with ease of collecting payment from customers. I’ve also utilised the credit facility which has been good value and easy to use Reviewed on: 6th July 2026

Great service with offers available a

5
Great service with offers available a Reviewed on: 6th July 2026

Very easy to use app

5
Very easy to use app. Easy to get credit and easy to pay. Would recommend to friends and family. Reviewed on: 6th July 2026

excelent service good customer service

5
excelent service good customer service Reviewed on: 6th July 2026

Excellent customer service, value for money

5
Excellent customer service, value for money Reviewed on: 6th July 2026

Excellent experience love to use PayPal

5
Excellent experience love to use PayPal Reviewed on: 6th July 2026

It’s just like any other credit card

3
It’s just like any other credit card Reviewed on: 6th July 2026

Paypal credit allows me to buy things

5
Paypal credit allows me to buy things I could not afford in 1 go, I can pay interest free within the agreed timescale. Reviewed on: 6th July 2026

Excellent paypal...

5
I have always had a great experience and when there’s a problem thee always there to help Reviewed on: 6th July 2026

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