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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

A pain trying to pay a bill won’t be using...

A pain trying to pay a bill won’t be using again Reviewed on: 6th July 2026

I wouldn't had what I have bought with PayPal Help e...

I wouldn't had what I have bought with PayPal Help especially PayPal in 3 Reviewed on: 6th July 2026

Have been using PayPal credit for years now.

Have been using PayPal credit for years now. And it’s been easy and straight forward to use. The 4 month 0% option is great option. Also the app is very convenient and easy to use, Especially for online purchases. Reviewed on: 6th July 2026

Pay pall pay in 3 is a handy feature and kan make bi...

Pay pall pay in 3 is a handy feature and kan make bigger purchases not as bad. Reviewed on: 6th July 2026

Very good servivce I've had no problems since using...

Very good servivce I've had no problems since using paypal Reviewed on: 6th July 2026

Ease of use

Paypal is easy to use and very clear with their consumer help. The website is clear and easy to navigate. Reviewed on: 6th July 2026

Brilliant and so easy

Easy to use, good communication with payments and statements. My go to use when I need it. Reviewed on: 6th July 2026

Recent customer service positive experience

I have recently been backed and it was rejected, however when I spoke to customer service, they explained that I hadn’t given sufficient information. The lady on the phone added the extra information and it was sorted writhing 24 hour. Reviewed on: 6th July 2026

I have been using PayPal for over 15 years and never...

I have been using PayPal for over 15 years and never had any issues with payments for goods/services. I have also used PayPal credit (4 months interest free) for paying off flights. I have also used Pay in 3 for purchases over £20. Reviewed on: 6th July 2026

Over a decade of great service

I've been a customer of PayPal for over a decade now and I can't say abnad word abou the service. Reviewed on: 6th July 2026

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