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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Real, no-nonsense credit

I’m always pretty skeptical about finance retailers, but PayPal Credit has completely won me over, and it’s genuinely the only one I've used for years now! The terms are fair and the whole payment process is super straightforward. What really sold me was their support. I've only ever had to reach out once when I was confused about a refund amount, and customer service was incredibly quick to respond and clarify everything for me. They’ve definitely earned my loyalty, and I highly recommend them. Reviewed on: 6th July 2026

Always been excellent.

Always been excellent. Not had any problems. Easy to use and not complicated. Great service. Would recommend. Reviewed on: 6th July 2026

Great!! Using it since ten years

I have been using PayPal since ten years and never had any issue Reviewed on: 6th July 2026

Overall very simple to use.

Overall very simple to use. Making online purchases easy order. With the added security you get from Paypal. Pay in 3 is exelent too. Alowing me to spread larger payments over three months. Reviewed on: 6th July 2026

Very hard to get in touch with people the person so...

Very hard to get in touch with people the person so much easier don’t know because you’re based in Ireland but it was easier to get in touch when the Problem Reviewed on: 6th July 2026

Excellent service consistently brilliant and reliabl...

Excellent service consistently brilliant and reliable Thankyou PayPal. Trustworthy and easy to use. Pay in 3 is great along with credit service and also safe to use online. Reviewed on: 6th July 2026

Dependable and simple.

Dependable and simple. I really like the new virtual credit card facility. Ive ditched my convensional cc with others. Reviewed on: 6th July 2026

Customer service is very good.

Customer service is very good. Pay to account for me was not working. Reviewed on: 6th July 2026

Easy to use with friendly and professional customer...

Easy to use with friendly and professional customer service Reviewed on: 6th July 2026

Spend With COnfidence!

Great credit offers and buyer safety assured. What more can one ask? Reviewed on: 6th July 2026

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