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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181137)

Quick and some, great value,would definitely recomme...

Quick and some, great value,would definitely recommend to others Reviewed on: 6th July 2026

Safe & easy to use.

Easy to use. Safe and secure, with a reliable back up if you have issues with products purchased. Straightforward website and clear information regarding sales. Reviewed on: 6th July 2026

Love PayPal, makes transfers so easy and pay in 3 is...

Love PayPal, makes transfers so easy and pay in 3 is very handy Reviewed on: 6th July 2026

PayPal is very easy to use service.

PayPal is very easy to use service. Highly recommended. Reviewed on: 6th July 2026

I find paypal very easy to use,The layout is easy to...

I find paypal very easy to use,The layout is easy to understand,Payment is easy to control Reviewed on: 6th July 2026

Easy to use. Immediate access to free credit.

Easy to use. Credit decisions are immediate ie already in place. Straightforward and easy to comprehend. Reviewed on: 6th July 2026

Regular user.

I use PayPal a lot when purchasing goods online, if there are any issues are always resolved promptly. Friends have sent me money across when I have purchased items on their behalf and that also runs smoothly. I like the option to use PayPal credit or to send the money into my bank account. Reviewed on: 6th July 2026

Great payPal paying options

Used options for pay in 3 and interest free. Both excellent easy to use products. Reviewed on: 6th July 2026

Very good experience i like paypal

Very good experience i like paypal Reviewed on: 6th July 2026

Disappointed

I had pay in 3 option removed from my pay options without an explanation…considering I have never missed a payment in my 10 years with PayPal…I still think it’s an appalling way to treat a customer Reviewed on: 6th July 2026

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